MetaCap

Chime Financial Inc. Class A (CHYM)

NASDAQ: CHYMFinanceFinance: Consumer ServicesUSD

27.93+0.28 (+1.01%)

At close: Oct 7, 4:00 PM ET · Delayed 15 min

CHYM stock chart

Technical analysis

Key statistics

All statistics
Market cap
$10.57B
52-week range
15.88 – 35.55
Day range
27.24 – 28.02
Volume / Avg
3.12M / 7.49M
Beta
—
Next earnings
Nov 4, 2026

52-week range

$15.88$35.55

CHYM stock today

Chime Financial (CHYM) closed at $27.93 on Oct 7, up 1.01% (+$0.28), versus the S&P 500's 0.22% decline. Trading was light, with 3.12M shares changing hands, about 42% of the average daily volume. Shares are 21.4% below their 52-week high of $35.55, set on Sep 9, 2026 and 75.9% above the 52-week low of $15.88, in the middle of the past year's range.

CHYM is up 11.0% year to date, underperforming the S&P 500 (+14.0%). Over the past 12 months, the stock has gained 34.3%. At 31.7x trailing earnings, Chime Financial trades above the peer-group median of 15.2x. Its forward P/E of 17.3x is lower than the trailing multiple, which means analysts expect earnings to rise over the next year. Chime Financial's next earnings report is expected on Nov 4, 2026.

Summary generated from market data by MetaCap's automated system. Methodology

About Chime Financial

Company profile

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc.

Sector
Finance
Industry
Finance: Consumer Services
CEO
Mr. Christopher R. Britt
Headquarters
San Francisco, CA
Employees
1,519
IPO year
2025
Website
chime.com

Financial highlights

Full financials

In fiscal 2025, Chime Financial generated $2.19 billion in revenue, up 30.7% from fiscal 2024, its 2nd consecutive year of revenue growth. Chime Financial reported a net loss of $1.01 billion, compared with a loss of $25.3 million a year earlier. Gross margin was 88.0% (up from 87.6%) and operating margin -47.6%.

Chime Financial annual revenue, net income and EPS
Fiscal yearFY 2025FY 2024FY 2023
Revenue$2.19B$1.67B$1.28B
Growth+30.69%+30.88%—
Net income$-1.01B$-25.34M$-203.20M
EPS (diluted)$-4.27$-0.39$-3.22

Analyst forecast

Forecast

Consensus (23 analysts)

strong_buy

Avg. price target

$39.41+41.10%

  • Strong buy 6
  • Buy 15
  • Hold 2
  • Sell 0
  • Strong sell 0

Target range

Low $30.00High $50.00

Ratings and targets reflect third-party analyst opinions, not MetaCap recommendations.

Earnings

Earnings history
Next report
Nov 4, 2026
EPS estimate
$0.08
Last reported (Q2 2026)
Aug 6, 2026
EPS actual vs est.
$0.07 vs —

CHYM news

All CHYM news

Chime Financial peers

Finance sector
CHYM peer companies
CompanyPrice% ChgMarket capCompare
HUTHut 8 Corp.89.30-3.17%$11.01Bvs CHYM
TRUTransUnion62.82-0.95%$12.04Bvs CHYM
ARCCAres Capital Corporation18.45-1.02%$13.25Bvs CHYM
WULFTeraWulf Inc.14.40-3.81%$7.19Bvs CHYM
RIOTRiot Platforms Inc.18.54-2.06%$6.96Bvs CHYM
OMFOneMain Holdings Inc.56.07-0.20%$6.45Bvs CHYM
FIGRFigure Technology Solutions Inc. Class A27.68+1.21%$6.21Bvs CHYM
BMNRBitMine Immersion Technologies Inc.24.66-5.88%$14.88Bvs CHYM

Indexes, lists and sector

Chime Financial stock FAQ

What is Chime Financial's stock price today?

CHYM last traded at $27.93 as of Oct 7, 4:00 PM EDT, up 1.01% on the day. Prices are delayed at least 15 minutes.

When is Chime Financial's next earnings date?

Chime Financial is expected to report earnings on Wednesday, November 4, 2026. Analysts expect EPS of $0.08.

What is CHYM's P/E ratio?

CHYM trades at a trailing P/E ratio of 31.74 and a forward P/E of 17.35, compared with a median of 15.2 for its closest peers.

Who is Chime Financial's CEO?

Mr. Christopher R. Britt is the chief executive officer of Chime Financial Inc. Class A, which has about 1,519 employees.

What is the CHYM 52-week high?

The 52-week high for CHYM is $35.55 and the 52-week low is $15.88. The stock is currently 21.4% below its high.

Compare CHYM