Chime Financial (CHYM) vs Figma (FIG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Chime Financial (CHYM) has outperformed Figma (FIG) over the past year, gaining 34.4% versus a loss of 64.4%. Figma is the larger company by market cap ($11.52 billion vs $10.57 billion), about 1.1 times the size. On valuation, Chime Financial trades at a lower forward P/E (17.3x vs 61.8x for Figma).
Chime Financial converts more of its revenue into profit, with a net margin of -46.2% versus -118.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CHYM | FIG |
|---|---|---|
| Share price | $27.93 | $21.62 |
| Market cap | $10.57B | $11.52B |
| 1-day change | +1.01% | -1.41% |
| YTD return | +11.04% | -42.07% |
| 1-year return | +34.37% | -64.41% |
| P/E ratio (TTM) | 31.74 | — |
| Forward P/E | 17.35 | 61.77 |
| EPS (TTM) | $0.88 | $-3.23 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $2.19B | $1.06B |
| Revenue growth (YoY) | +30.69% | +40.96% |
| Net income (latest FY) | $-1.01B | $-1.25B |
| Gross margin | 87.97% | 82.43% |
| Operating margin | -47.56% | -122.23% |
| Net margin | -46.18% | -118.44% |
| 52-week high | $35.55 | $71.48 |
| 52-week low | $15.88 | $16.60 |
| Distance from 52-week high | -21.43% | -69.75% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +41.10% | +42.46% |
| Average volume | 7.43M | 18.22M |
| Shares outstanding | 347.02M | 455.11M |
| Employees | 1,519 | 1,886 |
| Sector | Finance | Technology |
| Industry | Finance: Consumer Services | Computer Software: Prepackaged Software |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CHYM has outperformed FIG by 98.8 percentage points over the past year.
- Chime Financial is more profitable, keeping -46.2 cents of every revenue dollar as net income versus -118.4 cents for Figma.
- Figma grew revenue faster in its latest fiscal year (+40.96% vs +30.69%).
- The two companies sit in different sectors: Chime Financial in Finance and Figma in Technology.
About Chime Financial
CHYM stock →Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations.
Finance · Finance: Consumer Services · 1,519 employees
About Figma
FIG stock →Figma, Inc. develops and sells a collaborative, browser-based platform for designing, prototyping, building digital experiences, and subscriptions for access to its platform.
Technology · Computer Software: Prepackaged Software · 1,886 employees
CHYM vs FIG FAQ
Which is bigger, Chime Financial or Figma?
Figma (FIG) is larger, with a market capitalization of $11.52B compared with $10.57B for Chime Financial (CHYM).
Which stock has performed better over the past year, CHYM or FIG?
CHYM returned +34.37% over the past 12 months, compared with -64.41% for FIG (price return, excluding dividends). Past performance does not predict future results.
Are Chime Financial and Figma in the same industry?
No. Chime Financial is in the Finance sector, while Figma is in Technology.