Citizens (CIA) vs Jackson Financial (JXN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Jackson Financial (JXN) has outperformed Citizens (CIA) over the past year, gaining 29.7% versus a loss of 36.8%. Over five years, JXN leads with a +361.4% price change compared with -45.1% for CIA. Jackson Financial is the larger company by market cap ($8.79 billion vs $175.7 million), about 50.0 times the size.
On valuation, Jackson Financial trades at a lower forward P/E (4.1x vs 17.4x for Citizens). Jackson Financial pays a dividend yielding 2.62%, while Citizens does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CIA | JXN |
|---|---|---|
| Share price | $3.47 | $129.71 |
| Market cap | $175.73M | $8.79B |
| 1-day change | -1.70% | -2.52% |
| YTD return | -28.16% | +21.62% |
| 1-year return | -36.79% | +29.72% |
| 5-year return | -45.09% | +361.44% |
| P/E ratio (TTM) | 15.77 | 142.54 |
| Forward P/E | 17.35 | 4.06 |
| EPS (TTM) | $0.22 | $0.91 |
| Dividend yield | 0.00% | 2.62% |
| Annual dividend | $0.00 | $3.40 |
| Revenue (latest FY) | — | $6.68B |
| Revenue growth (YoY) | — | +104.31% |
| Net income (latest FY) | — | $27.00M |
| Net margin | — | 0.40% |
| 52-week high | $6.54 | $140.90 |
| 52-week low | $3.38 | $89.67 |
| Distance from 52-week high | -46.94% | -7.94% |
| Analyst consensus | none | buy |
| Avg. price target upside | +51.30% | +15.06% |
| Average volume | 128.20K | 689.55K |
| Shares outstanding | 50.64M | 67.73M |
| Employees | 243 | 3,090 |
| Sector | Finance | Finance |
| Industry | Life Insurance | Life Insurance |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Jackson Financial is about 50.0 times larger than Citizens by market value ($8.79B vs $175.73M).
- JXN has outperformed CIA by 66.5 percentage points over the past year.
- Jackson Financial trades at a higher earnings multiple (142.5x vs 15.8x trailing P/E).
- Jackson Financial offers a meaningfully higher dividend yield (2.62% vs 0.00%).
About Citizens
CIA stock →Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance.
Finance · Life Insurance · 243 employees
About Jackson Financial
JXN stock →Jackson Financial Inc., through its subsidiaries, provides suite of annuities to retail investors in the United States. It operates through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks.
Finance · Life Insurance · 3,090 employees
CIA vs JXN FAQ
Which is bigger, Citizens or Jackson Financial?
Jackson Financial (JXN) is larger, with a market capitalization of $8.79B compared with $175.73M for Citizens (CIA).
Which stock has performed better over the past year, CIA or JXN?
JXN returned +29.72% over the past 12 months, compared with -36.79% for CIA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CIA or JXN?
CIA has the lower trailing P/E at 15.8, versus 142.5 for JXN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Citizens or Jackson Financial?
Jackson Financial pays a dividend yielding 2.62%, while Citizens does not currently pay a regular dividend.
Are Citizens and Jackson Financial in the same industry?
Yes. Both are classified in the Life Insurance industry within the Finance sector.