Citizens (CIA) vs Genworth Financial (GNW)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Genworth Financial (GNW) has outperformed Citizens (CIA) over the past year, gaining 9.8% versus a loss of 35.0%. Over five years, GNW leads with a +121.9% price change compared with -45.1% for CIA. Genworth Financial is the larger company by market cap ($3.68 billion vs $178.8 million), about 20.6 times the size.
On valuation, Genworth Financial trades at a lower forward P/E (8.9x vs 17.6x for Citizens).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CIA | GNW |
|---|---|---|
| Share price | $3.53 | $9.74 |
| Market cap | $178.77M | $3.68B |
| 1-day change | +1.73% | +1.14% |
| YTD return | -28.16% | +6.64% |
| 1-year return | -35.02% | +9.81% |
| 5-year return | -45.09% | +121.89% |
| P/E ratio (TTM) | 16.05 | 19.48 |
| Forward P/E | 17.65 | 8.85 |
| EPS (TTM) | $0.22 | $0.50 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | — | $7.30B |
| Revenue growth (YoY) | — | +0.08% |
| Net income (latest FY) | — | $223.00M |
| Net margin | — | 3.05% |
| 52-week high | $6.54 | $10.69 |
| 52-week low | $3.38 | $7.84 |
| Distance from 52-week high | -46.02% | -8.89% |
| Analyst consensus | none | none |
| Avg. price target upside | +48.73% | +18.07% |
| Average volume | 126.28K | 3.50M |
| Shares outstanding | 50.64M | 377.85M |
| Employees | 243 | 3,100 |
| Sector | Finance | Finance |
| Industry | Life Insurance | Life Insurance |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Genworth Financial is about 20.6 times larger than Citizens by market value ($3.68B vs $178.77M).
- GNW has outperformed CIA by 44.8 percentage points over the past year.
About Citizens
CIA stock →Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance.
Finance · Life Insurance · 243 employees
About Genworth Financial
GNW stock →Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block.
Finance · Life Insurance · 3,100 employees
CIA vs GNW FAQ
Which is bigger, Citizens or Genworth Financial?
Genworth Financial (GNW) is larger, with a market capitalization of $3.68B compared with $178.77M for Citizens (CIA).
Which stock has performed better over the past year, CIA or GNW?
GNW returned +9.81% over the past 12 months, compared with -35.02% for CIA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CIA or GNW?
CIA has the lower trailing P/E at 16.0, versus 19.5 for GNW. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Citizens and Genworth Financial in the same industry?
Yes. Both are classified in the Life Insurance industry within the Finance sector.