MetaCap

Cipher Digital (CIFR) vs Klarna Group (KLAR)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Cipher Digital (CIFR) has outperformed Klarna Group (KLAR) over the past year, losing 23.3% versus a loss of 68.0%. Cipher Digital is the larger company by market cap ($5.60 billion vs $5.10 billion), about 1.1 times the size. On valuation, Klarna Group trades at a lower forward P/E (16.9x vs 102.4x for Cipher Digital).

Klarna Group converts more of its revenue into profit, with a net margin of -7.8% versus -367.2%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CIFR-23.30%KLAR-68.04%
+73%-3%-78%
Oct 8, 20251 yearOct 8, 2026
CIFR+24.42%KLAR-68.64%
+181%+49%-83%
Sep 8, 20255 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CIFR versus KLAR key metrics
MetricCIFRKLAR
Share price$13.50$13.46
Market cap$5.60B$5.10B
1-day change-7.28%+1.58%
YTD return-8.54%-53.44%
1-year return-23.30%-68.04%
5-year return+93.13%—
Forward P/E102.4216.86
EPS (TTM)$-2.87$-0.37
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
Revenue (latest FY)$223.94M$3.51B
Revenue growth (YoY)+48.04%+24.83%
Net income (latest FY)$-822.24M$-273.00M
Gross margin63.73%—
Operating margin-188.25%-6.55%
Net margin-367.17%-7.78%
52-week high$30.14$41.64
52-week low$11.72$12.06
Distance from 52-week high-55.21%-67.67%
Analyst consensusstrong_buybuy
Avg. price target upside+125.78%+45.17%
Average volume33.39M5.77M
Shares outstanding415.03M379.16M
Employees662,831
SectorFinanceFinance
IndustryFinance: Consumer ServicesFinance: Consumer Services

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • CIFR has outperformed KLAR by 44.7 percentage points over the past year.
  • Klarna Group is more profitable, keeping -7.8 cents of every revenue dollar as net income versus -367.2 cents for Cipher Digital.
  • Cipher Digital grew revenue faster in its latest fiscal year (+48.04% vs +24.83%).

About Cipher Digital

CIFR stock →

Cipher Digital Inc., together with its subsidiaries, develops and operates industrial-scale data centers for bitcoin mining and high-performance compute (HPC) hosting in the United States. It develops HPC data center facilities across various sites for hyperscaler tenants; operates power at one bitcoin mining data center; and maintains a pipeline across various sites.

Finance · Finance: Consumer Services · 66 employees

About Klarna Group

KLAR stock →

Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company offers payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and fair financing that allows consumers to pay for their purchase over a long duration.

Finance · Finance: Consumer Services · 2,831 employees

CIFR vs KLAR FAQ

Which is bigger, Cipher Digital or Klarna Group?

Cipher Digital (CIFR) is larger, with a market capitalization of $5.60B compared with $5.10B for Klarna Group (KLAR).

Which stock has performed better over the past year, CIFR or KLAR?

CIFR returned -23.30% over the past 12 months, compared with -68.04% for KLAR (price return, excluding dividends). Past performance does not predict future results.

Are Cipher Digital and Klarna Group in the same industry?

Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.

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