Dave (DAVE) vs Klarna Group (KLAR)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Dave (DAVE) has outperformed Klarna Group (KLAR) over the past year, gaining 70.0% versus a loss of 67.9%. Klarna Group is the larger company by market cap ($4.98 billion vs $4.44 billion), about 1.1 times the size, while Dave is growing revenue faster (+59.7% vs +24.8%). On valuation, Dave trades at a lower forward P/E (15.7x vs 16.5x for Klarna Group).
Dave converts more of its revenue into profit, with a net margin of 35.3% versus -7.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | DAVE | KLAR |
|---|---|---|
| Share price | $347.90 | $13.15 |
| Market cap | $4.44B | $4.98B |
| 1-day change | +0.89% | -0.79% |
| YTD return | +55.74% | -54.17% |
| 1-year return | +69.96% | -67.95% |
| 5-year return | +8.41% | — |
| P/E ratio (TTM) | 22.43 | — |
| Forward P/E | 15.67 | 16.47 |
| EPS (TTM) | $15.51 | $-0.37 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $554.18M | $3.51B |
| Revenue growth (YoY) | +59.67% | +24.83% |
| Net income (latest FY) | $195.87M | $-273.00M |
| Operating margin | — | -6.55% |
| Net margin | 35.34% | -7.78% |
| 52-week high | $458.25 | $44.75 |
| 52-week low | $152.21 | $12.06 |
| Distance from 52-week high | -24.08% | -70.63% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +27.68% | +48.65% |
| Average volume | 388.56K | 5.75M |
| Shares outstanding | 11.44M | 379.16M |
| Employees | 280 | 2,831 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- DAVE has outperformed KLAR by 137.9 percentage points over the past year.
- Dave is more profitable, keeping 35.3 cents of every revenue dollar as net income versus -7.8 cents for Klarna Group.
- Dave grew revenue faster in its latest fiscal year (+59.67% vs +24.83%).
About Dave
DAVE stock →Dave Inc. provides various financial products and services through its financial services platform in the United States.
Finance · Finance: Consumer Services · 280 employees
About Klarna Group
KLAR stock →Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company offers payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and fair financing that allows consumers to pay for their purchase over a long duration.
Finance · Finance: Consumer Services · 2,831 employees
DAVE vs KLAR FAQ
Which is bigger, Dave or Klarna Group?
Klarna Group (KLAR) is larger, with a market capitalization of $4.98B compared with $4.44B for Dave (DAVE).
Which stock has performed better over the past year, DAVE or KLAR?
DAVE returned +69.96% over the past 12 months, compared with -67.95% for KLAR (price return, excluding dividends). Past performance does not predict future results.
Are Dave and Klarna Group in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.