Catalyst Bancorp (CLST) vs Sound Financial Bancorp (SFBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Catalyst Bancorp (CLST) has outperformed Sound Financial Bancorp (SFBC) over the past year, gaining 26.1% versus a loss of 5.2%. Over five years, CLST leads with a +21.0% price change compared with -4.7% for SFBC. Sound Financial Bancorp is the larger company by market cap ($112.0 million vs $67.8 million), about 1.7 times the size.
On valuation, Sound Financial Bancorp trades at a lower trailing P/E (14.0x vs 29.5x for Catalyst Bancorp). Sound Financial Bancorp pays a dividend yielding 1.83%, while Catalyst Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CLST | SFBC |
|---|---|---|
| Share price | $16.80 | $43.60 |
| Market cap | $67.77M | $111.97M |
| 1-day change | -2.05% | +1.28% |
| YTD return | +6.67% | -0.07% |
| 1-year return | +26.10% | -5.22% |
| 5-year return | +20.95% | -4.68% |
| P/E ratio (TTM) | 29.47 | 13.97 |
| EPS (TTM) | $0.57 | $3.12 |
| Dividend yield | 0.00% | 1.83% |
| Annual dividend | $0.00 | $0.80 |
| 52-week high | $20.50 | $49.21 |
| 52-week low | $13.20 | $40.68 |
| Distance from 52-week high | -18.05% | -11.40% |
| Average volume | 2.77K | 10.41K |
| Shares outstanding | 4.03M | 2.57M |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CLST has outperformed SFBC by 31.3 percentage points over the past year.
- Catalyst Bancorp trades at a higher earnings multiple (29.5x vs 14.0x trailing P/E).
- Sound Financial Bancorp offers a meaningfully higher dividend yield (1.83% vs 0.00%).
CLST vs SFBC FAQ
Which is bigger, Catalyst Bancorp or Sound Financial Bancorp?
Sound Financial Bancorp (SFBC) is larger, with a market capitalization of $111.97M compared with $67.77M for Catalyst Bancorp (CLST).
Which stock has performed better over the past year, CLST or SFBC?
CLST returned +26.10% over the past 12 months, compared with -5.22% for SFBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CLST or SFBC?
SFBC has the lower trailing P/E at 14.0, versus 29.5 for CLST. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Catalyst Bancorp or Sound Financial Bancorp?
Sound Financial Bancorp pays a dividend yielding 1.83%, while Catalyst Bancorp does not currently pay a regular dividend.
Are Catalyst Bancorp and Sound Financial Bancorp in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.