Central Plains Bancshares (CPBI) vs Sound Financial Bancorp (SFBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Central Plains Bancshares (CPBI) has outperformed Sound Financial Bancorp (SFBC) over the past year, gaining 22.2% versus a loss of 5.0%. Sound Financial Bancorp is the larger company by market cap ($112.4 million vs $77.8 million), about 1.4 times the size. On valuation, Sound Financial Bancorp trades at a lower trailing P/E (14.0x vs 16.9x for Central Plains Bancshares).
Sound Financial Bancorp pays a dividend yielding 1.83%, while Central Plains Bancshares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CPBI | SFBC |
|---|---|---|
| Share price | $20.00 | $43.77 |
| Market cap | $77.76M | $112.40M |
| 1-day change | -0.00% | +0.39% |
| YTD return | +18.20% | +0.32% |
| 1-year return | +22.17% | -4.97% |
| 5-year return | — | -4.31% |
| P/E ratio (TTM) | 16.95 | 14.03 |
| EPS (TTM) | $1.18 | $3.12 |
| Dividend yield | 0.00% | 1.83% |
| Annual dividend | $0.00 | $0.80 |
| 52-week high | $21.84 | $49.21 |
| 52-week low | $15.56 | $40.68 |
| Distance from 52-week high | -8.40% | -11.05% |
| Average volume | 2.94K | 10.30K |
| Shares outstanding | 3.89M | 2.57M |
| Employees | 68 | 92 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CPBI has outperformed SFBC by 27.1 percentage points over the past year.
- Sound Financial Bancorp offers a meaningfully higher dividend yield (1.83% vs 0.00%).
About Central Plains Bancshares
CPBI stock →Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States.
Financial Services · Banks - Regional · 68 employees
About Sound Financial Bancorp
SFBC stock →Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses.
Financial Services · Banks - Regional · 92 employees
CPBI vs SFBC FAQ
Which is bigger, Central Plains Bancshares or Sound Financial Bancorp?
Sound Financial Bancorp (SFBC) is larger, with a market capitalization of $112.40M compared with $77.76M for Central Plains Bancshares (CPBI).
Which stock has performed better over the past year, CPBI or SFBC?
CPBI returned +22.17% over the past 12 months, compared with -4.97% for SFBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CPBI or SFBC?
SFBC has the lower trailing P/E at 14.0, versus 16.9 for CPBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Central Plains Bancshares or Sound Financial Bancorp?
Sound Financial Bancorp pays a dividend yielding 1.83%, while Central Plains Bancshares does not currently pay a regular dividend.
Are Central Plains Bancshares and Sound Financial Bancorp in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.