MetaCap

Central Pacific Financial New (CPF) vs Southside Bancshares (SBSI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Central Pacific Financial New (CPF) has outperformed Southside Bancshares (SBSI) over the past year, gaining 18.2% versus a gain of 6.3%. Over five years, CPF leads with a +39.0% price change compared with -21.0% for SBSI. Central Pacific Financial New is the larger company by market cap ($933.1 million vs $908.2 million), about 1.0 times the size.

On valuation, Southside Bancshares trades at a lower forward P/E (9.4x vs 10.1x for Central Pacific Financial New). Southside Bancshares offers the higher dividend yield (4.73% vs 3.12%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CPF+18.18%SBSI+6.32%
+34%+12%-11%
Oct 7, 20251 yearOct 7, 2026
CPF+35.95%SBSI-22.80%
+54%+1%-53%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CPF versus SBSI key metrics
MetricCPFSBSI
Share price$36.24$30.47
Market cap$933.09M$908.25M
1-day change+1.20%+1.23%
YTD return+14.92%-0.95%
1-year return+18.18%+6.32%
5-year return+38.96%-21.04%
P/E ratio (TTM)11.6212.00
Forward P/E10.109.40
EPS (TTM)$3.12$2.54
Dividend yield3.12%4.73%
Annual dividend$1.13$1.44
52-week high$40.99$36.20
52-week low$27.38$26.32
Distance from 52-week high-11.59%-15.83%
Analyst consensusbuynone
Avg. price target upside+15.20%+12.67%
Average volume162.55K136.32K
Shares outstanding25.75M29.81M
Employees722781
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • CPF has outperformed SBSI by 11.9 percentage points over the past year.
  • Southside Bancshares offers a meaningfully higher dividend yield (4.73% vs 3.12%).

About Central Pacific Financial New

CPF stock →

Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States.

Finance · Major Banks · 722 employees

About Southside Bancshares

SBSI stock →

Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations.

Finance · Major Banks · 781 employees

CPF vs SBSI FAQ

Which is bigger, Central Pacific Financial New or Southside Bancshares?

Central Pacific Financial New (CPF) is larger, with a market capitalization of $933.09M compared with $908.25M for Southside Bancshares (SBSI).

Which stock has performed better over the past year, CPF or SBSI?

CPF returned +18.18% over the past 12 months, compared with +6.32% for SBSI (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, CPF or SBSI?

CPF has the lower trailing P/E at 11.6, versus 12.0 for SBSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Central Pacific Financial New or Southside Bancshares?

Southside Bancshares has the higher yield at 4.73%, compared with 3.12% for Central Pacific Financial New.

Are Central Pacific Financial New and Southside Bancshares in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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