Central Pacific Financial New (CPF) vs TrustCo Bank NY (TRST)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
TrustCo Bank NY (TRST) has outperformed Central Pacific Financial New (CPF) over the past year, gaining 47.6% versus a gain of 18.2%. Over five years, TRST leads with a +66.5% price change compared with +39.0% for CPF. TrustCo Bank NY is the larger company by market cap ($923.9 million vs $922.0 million), about 1.0 times the size.
On valuation, Central Pacific Financial New trades at a lower forward P/E (10.0x vs 18.9x for TrustCo Bank NY). Central Pacific Financial New offers the higher dividend yield (3.16% vs 2.80%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CPF | TRST |
|---|---|---|
| Share price | $35.81 | $54.26 |
| Market cap | $922.02M | $923.93M |
| 1-day change | -1.30% | -1.58% |
| YTD return | +14.92% | +31.28% |
| 1-year return | +18.18% | +47.65% |
| 5-year return | +38.96% | +66.54% |
| P/E ratio (TTM) | 11.48 | 15.11 |
| Forward P/E | 10.00 | 18.91 |
| EPS (TTM) | $3.12 | $3.59 |
| Dividend yield | 3.16% | 2.80% |
| Annual dividend | $1.13 | $1.52 |
| 52-week high | $40.99 | $59.28 |
| 52-week low | $27.38 | $34.31 |
| Distance from 52-week high | -12.64% | -8.47% |
| Average volume | 162.53K | 131.86K |
| Shares outstanding | 25.75M | 17.03M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TRST has outperformed CPF by 29.5 percentage points over the past year.
- TrustCo Bank NY trades at a higher earnings multiple (15.1x vs 11.5x trailing P/E).
CPF vs TRST FAQ
Which is bigger, Central Pacific Financial New or TrustCo Bank NY?
TrustCo Bank NY (TRST) is larger, with a market capitalization of $923.93M compared with $922.02M for Central Pacific Financial New (CPF).
Which stock has performed better over the past year, CPF or TRST?
TRST returned +47.65% over the past 12 months, compared with +18.18% for CPF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CPF or TRST?
CPF has the lower trailing P/E at 11.5, versus 15.1 for TRST. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Central Pacific Financial New or TrustCo Bank NY?
Central Pacific Financial New has the higher yield at 3.16%, compared with 2.80% for TrustCo Bank NY.
Are Central Pacific Financial New and TrustCo Bank NY in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.