Consumer Portfolio Services (CPSS) vs PennantPark Investment (PNNT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Consumer Portfolio Services (CPSS) has outperformed PennantPark Investment (PNNT) over the past year, gaining 19.8% versus a loss of 50.8%. Over five years, CPSS leads with a +47.9% price change compared with -52.4% for PNNT. PennantPark Investment is the larger company by market cap ($209.6 million vs $206.3 million), about 1.0 times the size.
On valuation, PennantPark Investment trades at a lower forward P/E (5.8x vs 6.5x for Consumer Portfolio Services). PennantPark Investment pays a dividend yielding 24.92%, while Consumer Portfolio Services does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CPSS | PNNT |
|---|---|---|
| Share price | $9.42 | $3.21 |
| Market cap | $206.35M | $209.60M |
| 1-day change | -0.42% | +0.94% |
| YTD return | +0.96% | -46.14% |
| 1-year return | +19.85% | -50.77% |
| 5-year return | +47.88% | -52.44% |
| P/E ratio (TTM) | 10.35 | 21.40 |
| Forward P/E | 6.50 | 5.75 |
| EPS (TTM) | $0.91 | $0.15 |
| Dividend yield | 0.00% | 24.92% |
| Annual dividend | $0.00 | $0.80 |
| 52-week high | $10.49 | $6.67 |
| 52-week low | $7.39 | $3.15 |
| Distance from 52-week high | -10.20% | -51.87% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +47.98% |
| Average volume | 23.57K | 550.33K |
| Shares outstanding | 21.91M | 65.30M |
| Employees | 994 | — |
| Sector | Finance | Financial Services |
| Industry | Finance: Consumer Services | Asset Management |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CPSS has outperformed PNNT by 70.6 percentage points over the past year.
- PennantPark Investment trades at a higher earnings multiple (21.4x vs 10.4x trailing P/E).
- PennantPark Investment offers a meaningfully higher dividend yield (24.92% vs 0.00%).
- The two companies sit in different sectors: Consumer Portfolio Services in Finance and PennantPark Investment in Financial Services.
About Consumer Portfolio Services
CPSS stock →Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States.
Finance · Finance: Consumer Services · 994 employees
About PennantPark Investment
PNNT stock →PennantPark Investment Corporation, a business development company is a private equity fund specializes in direct and mezzanine investments in middle market companies. It invests in the form of mezzanine debt, senior secured loans, and equity investments.
Financial Services · Asset Management
CPSS vs PNNT FAQ
Which is bigger, Consumer Portfolio Services or PennantPark Investment?
PennantPark Investment (PNNT) is larger, with a market capitalization of $209.60M compared with $206.35M for Consumer Portfolio Services (CPSS).
Which stock has performed better over the past year, CPSS or PNNT?
CPSS returned +19.85% over the past 12 months, compared with -50.77% for PNNT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CPSS or PNNT?
CPSS has the lower trailing P/E at 10.4, versus 21.4 for PNNT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Consumer Portfolio Services or PennantPark Investment?
PennantPark Investment pays a dividend yielding 24.92%, while Consumer Portfolio Services does not currently pay a regular dividend.
Are Consumer Portfolio Services and PennantPark Investment in the same industry?
No. Consumer Portfolio Services is in the Finance sector, while PennantPark Investment is in Financial Services.