Circle Internet Group (CRCL) vs Moody's (MCO)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Moody's (MCO) has outperformed Circle Internet Group (CRCL) over the past year, losing 6.4% versus a loss of 46.3%. Moody's is the larger company by market cap ($80.19 billion vs $22.04 billion), about 3.6 times the size, while Circle Internet Group is growing revenue faster (+63.9% vs +8.9%). On valuation, Moody's trades at a lower forward P/E (24.5x vs 61.5x for Circle Internet Group).
Moody's pays a dividend yielding 0.85%, while Circle Internet Group does not currently pay one. Moody's converts more of its revenue into profit, with a net margin of 31.9% versus -2.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CRCL | MCO |
|---|---|---|
| Share price | $86.83 | $463.05 |
| Market cap | $22.04B | $80.19B |
| 1-day change | +7.41% | +0.95% |
| YTD return | +1.94% | -10.21% |
| 1-year return | -46.27% | -6.41% |
| 5-year return | — | +23.58% |
| P/E ratio (TTM) | 59.47 | 29.38 |
| Forward P/E | 61.49 | 24.47 |
| EPS (TTM) | $1.46 | $15.76 |
| Dividend yield | 0.00% | 0.85% |
| Annual dividend | $0.00 | $3.94 |
| Revenue (latest FY) | $2.75B | $7.72B |
| Revenue growth (YoY) | +63.86% | +8.89% |
| Net income (latest FY) | $-69.51M | $2.46B |
| Gross margin | — | 74.44% |
| Operating margin | -3.51% | 43.42% |
| Net margin | -2.53% | 31.86% |
| 52-week high | $159.47 | $546.88 |
| 52-week low | $49.90 | $402.28 |
| Distance from 52-week high | -45.55% | -15.33% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +21.57% | +20.92% |
| Average volume | 13.75M | 792.72K |
| Shares outstanding | 234.69M | 173.18M |
| Employees | 1,100 | 16,000 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Moody's is about 3.6 times larger than Circle Internet Group by market value ($80.19B vs $22.04B).
- MCO has outperformed CRCL by 39.9 percentage points over the past year.
- Circle Internet Group trades at a higher earnings multiple (59.5x vs 29.4x trailing P/E).
- Moody's is more profitable, keeping 31.9 cents of every revenue dollar as net income versus -2.5 cents for Circle Internet Group.
- Circle Internet Group grew revenue faster in its latest fiscal year (+63.86% vs +8.89%).
About Circle Internet Group
CRCL stock →Circle Internet Group, Inc. operates as a platform, network, and market infrastructure for stablecoin and blockchain applications.
Finance · Finance: Consumer Services · 1,100 employees
About Moody's
MCO stock →Moody's Corporation, together with its subsidiaries, operates as an integrated risk assessment firm in the United States, the rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Moody's Analytics (MA) and Moody's Investors Service (MIS).
Finance · Finance: Consumer Services · 16,000 employees
CRCL vs MCO FAQ
Which is bigger, Circle Internet Group or Moody's?
Moody's (MCO) is larger, with a market capitalization of $80.19B compared with $22.04B for Circle Internet Group (CRCL).
Which stock has performed better over the past year, CRCL or MCO?
MCO returned -6.41% over the past 12 months, compared with -46.27% for CRCL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CRCL or MCO?
MCO has the lower trailing P/E at 29.4, versus 59.5 for CRCL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Circle Internet Group or Moody's?
Moody's pays a dividend yielding 0.85%, while Circle Internet Group does not currently pay a regular dividend.
Are Circle Internet Group and Moody's in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.