Circle Internet Group (CRCL) vs XP (XP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
XP (XP) has outperformed Circle Internet Group (CRCL) over the past year, gaining 79.4% versus a loss of 45.6%. Circle Internet Group is the larger company by market cap ($20.52 billion vs $14.98 billion), about 1.4 times the size. On valuation, XP trades at a lower forward P/E (11.9x vs 57.2x for Circle Internet Group).
XP pays a dividend yielding 6.87%, while Circle Internet Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CRCL | XP |
|---|---|---|
| Share price | $80.84 | $29.53 |
| Market cap | $20.52B | $14.98B |
| 1-day change | -3.91% | -0.67% |
| YTD return | +1.94% | +80.39% |
| 1-year return | -45.64% | +79.40% |
| 5-year return | — | -19.56% |
| P/E ratio (TTM) | 55.37 | 15.46 |
| Forward P/E | 57.25 | 11.95 |
| EPS (TTM) | $1.46 | $1.91 |
| Dividend yield | 0.00% | 6.87% |
| Annual dividend | $0.00 | $2.03 |
| Revenue (latest FY) | $2.75B | — |
| Revenue growth (YoY) | +63.86% | — |
| Net income (latest FY) | $-69.51M | — |
| Operating margin | -3.51% | — |
| Net margin | -2.53% | — |
| 52-week high | $159.47 | $30.22 |
| 52-week low | $49.90 | $14.80 |
| Distance from 52-week high | -49.31% | -2.27% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +30.58% | -13.88% |
| Average volume | 13.74M | 6.97M |
| Shares outstanding | 234.69M | 405.69M |
| Employees | 1,100 | — |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Investment Bankers/Brokers/Service |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- XP has outperformed CRCL by 125.0 percentage points over the past year.
- Circle Internet Group trades at a higher earnings multiple (55.4x vs 15.5x trailing P/E).
- XP offers a meaningfully higher dividend yield (6.87% vs 0.00%).
About Circle Internet Group
CRCL stock →Circle Internet Group, Inc. operates as a platform, network, and market infrastructure for stablecoin and blockchain applications.
Finance · Finance: Consumer Services · 1,100 employees
About XP
XP stock →XP Inc. engages in the provision of financial products and services in Brazil.
Finance · Investment Bankers/Brokers/Service
CRCL vs XP FAQ
Which is bigger, Circle Internet Group or XP?
Circle Internet Group (CRCL) is larger, with a market capitalization of $20.52B compared with $14.98B for XP (XP).
Which stock has performed better over the past year, CRCL or XP?
XP returned +79.40% over the past 12 months, compared with -45.64% for CRCL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CRCL or XP?
XP has the lower trailing P/E at 15.5, versus 55.4 for CRCL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Circle Internet Group or XP?
XP pays a dividend yielding 6.87%, while Circle Internet Group does not currently pay a regular dividend.
Are Circle Internet Group and XP in the same industry?
Both are in the Finance sector, but in different industries: Finance: Consumer Services for Circle Internet Group and Investment Bankers/Brokers/Service for XP.