Community Bancorp (CTBI) vs Old Second Bancorp (OSBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Old Second Bancorp (OSBC) has outperformed Community Bancorp (CTBI) over the past year, gaining 43.0% versus a gain of 34.9%. Over five years, OSBC leads with a +86.0% price change compared with +73.7% for CTBI. Community Bancorp is the larger company by market cap ($1.35 billion vs $1.25 billion), about 1.1 times the size.
On valuation, Old Second Bancorp trades at a lower forward P/E (10.1x vs 11.5x for Community Bancorp). Community Bancorp offers the higher dividend yield (2.85% vs 1.09%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CTBI | OSBC |
|---|---|---|
| Share price | $74.44 | $24.66 |
| Market cap | $1.35B | $1.25B |
| 1-day change | -2.19% | -1.56% |
| YTD return | +31.75% | +26.46% |
| 1-year return | +34.93% | +42.96% |
| 5-year return | +73.68% | +85.97% |
| P/E ratio (TTM) | 12.75 | 14.25 |
| Forward P/E | 11.45 | 10.09 |
| EPS (TTM) | $5.84 | $1.73 |
| Dividend yield | 2.85% | 1.09% |
| Annual dividend | $2.12 | $0.27 |
| 52-week high | $79.92 | $26.06 |
| 52-week low | $50.25 | $16.65 |
| Distance from 52-week high | -6.86% | -5.37% |
| Analyst consensus | none | buy |
| Avg. price target upside | +9.26% | +13.54% |
| Average volume | 118.23K | 464.29K |
| Shares outstanding | 18.17M | 50.88M |
| Employees | 970 | 1,062 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Community Bancorp offers a meaningfully higher dividend yield (2.85% vs 1.09%).
About Community Bancorp
CTBI stock →Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc.
Financial Services · Banks - Regional · 970 employees
About Old Second Bancorp
OSBC stock →Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States.
Financial Services · Banks - Regional · 1,062 employees
CTBI vs OSBC FAQ
Which is bigger, Community Bancorp or Old Second Bancorp?
Community Bancorp (CTBI) is larger, with a market capitalization of $1.35B compared with $1.25B for Old Second Bancorp (OSBC).
Which stock has performed better over the past year, CTBI or OSBC?
OSBC returned +42.96% over the past 12 months, compared with +34.93% for CTBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CTBI or OSBC?
CTBI has the lower trailing P/E at 12.7, versus 14.3 for OSBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Community Bancorp or Old Second Bancorp?
Community Bancorp has the higher yield at 2.85%, compared with 1.09% for Old Second Bancorp.
Are Community Bancorp and Old Second Bancorp in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.