First Mid Bancshares (FMBH) vs Old Second Bancorp (OSBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Old Second Bancorp (OSBC) has outperformed First Mid Bancshares (FMBH) over the past year, gaining 43.0% versus a gain of 31.9%. Over five years, OSBC leads with a +86.0% price change compared with +15.9% for FMBH. First Mid Bancshares is the larger company by market cap ($1.30 billion vs $1.25 billion), about 1.0 times the size.
On valuation, First Mid Bancshares trades at a lower forward P/E (9.8x vs 10.1x for Old Second Bancorp). First Mid Bancshares offers the higher dividend yield (2.05% vs 1.09%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FMBH | OSBC |
|---|---|---|
| Share price | $48.86 | $24.66 |
| Market cap | $1.30B | $1.25B |
| 1-day change | -1.31% | -1.56% |
| YTD return | +25.28% | +26.46% |
| 1-year return | +31.91% | +42.96% |
| 5-year return | +15.92% | +85.97% |
| P/E ratio (TTM) | 12.12 | 14.01 |
| Forward P/E | 9.83 | 10.09 |
| EPS (TTM) | $4.03 | $1.76 |
| Dividend yield | 2.05% | 1.09% |
| Annual dividend | $1.00 | $0.27 |
| 52-week high | $53.36 | $26.06 |
| 52-week low | $34.16 | $16.65 |
| Distance from 52-week high | -8.43% | -5.37% |
| Average volume | 130.98K | 464.29K |
| Shares outstanding | 26.60M | 50.88M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OSBC has outperformed FMBH by 11.0 percentage points over the past year.
FMBH vs OSBC FAQ
Which is bigger, First Mid Bancshares or Old Second Bancorp?
First Mid Bancshares (FMBH) is larger, with a market capitalization of $1.30B compared with $1.25B for Old Second Bancorp (OSBC).
Which stock has performed better over the past year, FMBH or OSBC?
OSBC returned +42.96% over the past 12 months, compared with +31.91% for FMBH (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FMBH or OSBC?
FMBH has the lower trailing P/E at 12.1, versus 14.0 for OSBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Mid Bancshares or Old Second Bancorp?
First Mid Bancshares has the higher yield at 2.05%, compared with 1.09% for Old Second Bancorp.
Are First Mid Bancshares and Old Second Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.