Cavco Industries (CVCO) vs St. Joe (JOE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
St. Joe (JOE) has outperformed Cavco Industries (CVCO) over the past year, gaining 37.0% versus a gain of 7.4%. Over five years, CVCO leads with a +135.9% price change compared with +47.6% for JOE. Cavco Industries is the larger company by market cap ($4.22 billion vs $3.71 billion), about 1.1 times the size, while St. Joe is growing revenue faster (+27.4% vs +11.4%).
On valuation, Cavco Industries trades at a lower forward P/E (19.0x vs 593.2x for St. Joe). St. Joe pays a dividend yielding 0.95%, while Cavco Industries does not currently pay one. St. Joe converts more of its revenue into profit, with a net margin of 22.5% versus 8.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CVCO | JOE |
|---|---|---|
| Share price | $548.72 | $65.25 |
| Market cap | $4.22B | $3.71B |
| 1-day change | +1.51% | +0.54% |
| YTD return | -8.50% | +9.90% |
| 1-year return | +7.42% | +36.96% |
| 5-year return | +135.90% | +47.56% |
| P/E ratio (TTM) | 23.87 | 30.63 |
| Forward P/E | 19.04 | 593.18 |
| EPS (TTM) | $22.99 | $2.13 |
| Dividend yield | 0.00% | 0.95% |
| Annual dividend | $0.00 | $0.62 |
| Revenue (latest FY) | $2.24B | $513.25M |
| Revenue growth (YoY) | +11.36% | +27.44% |
| Net income (latest FY) | $190.55M | $115.63M |
| Gross margin | 23.47% | 43.05% |
| Operating margin | 10.18% | 28.49% |
| Net margin | 8.49% | 22.53% |
| 52-week high | $713.01 | $73.54 |
| 52-week low | $443.34 | $46.37 |
| Distance from 52-week high | -23.04% | -11.27% |
| Analyst consensus | strong_buy | — |
| Avg. price target upside | +21.19% | — |
| Average volume | 109.22K | 236.77K |
| Shares outstanding | 7.69M | 56.93M |
| Employees | 7,700 | 906 |
| Sector | Consumer Discretionary | Real Estate |
| Industry | Homebuilding | Homebuilding |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- JOE has outperformed CVCO by 29.5 percentage points over the past year.
- St. Joe trades at a higher earnings multiple (30.6x vs 23.9x trailing P/E).
- St. Joe is more profitable, keeping 22.5 cents of every revenue dollar as net income versus 8.5 cents for Cavco Industries.
- St. Joe grew revenue faster in its latest fiscal year (+27.44% vs +11.36%).
- The two companies sit in different sectors: Cavco Industries in Consumer Discretionary and St. Joe in Real Estate.
About Cavco Industries
CVCO stock →Cavco Industries, Inc. designs, produces, and retails factory-built homes primarily in the United States.
Consumer Discretionary · Homebuilding · 7,700 employees
About St. Joe
JOE stock →The St. Joe Company, together with its subsidiaries, operates as a real estate development, asset management, and operating company in the United States.
Real Estate · Homebuilding · 906 employees
CVCO vs JOE FAQ
Which is bigger, Cavco Industries or St. Joe?
Cavco Industries (CVCO) is larger, with a market capitalization of $4.22B compared with $3.71B for St. Joe (JOE).
Which stock has performed better over the past year, CVCO or JOE?
JOE returned +36.96% over the past 12 months, compared with +7.42% for CVCO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CVCO or JOE?
CVCO has the lower trailing P/E at 23.9, versus 30.6 for JOE. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Cavco Industries or St. Joe?
St. Joe pays a dividend yielding 0.95%, while Cavco Industries does not currently pay a regular dividend.
Are Cavco Industries and St. Joe in the same industry?
Yes. Both are classified in the Homebuilding industry within the Consumer Discretionary sector.