Dave (DAVE) vs SLM (SLM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Dave (DAVE) has outperformed SLM (SLM) over the past year, gaining 70.0% versus a loss of 16.4%. Over five years, SLM leads with a +29.7% price change compared with +8.4% for DAVE. Dave is the larger company by market cap ($4.40 billion vs $4.25 billion), about 1.0 times the size.
On valuation, SLM trades at a lower forward P/E (6.7x vs 15.5x for Dave). SLM pays a dividend yielding 2.30%, while Dave does not currently pay one. SLM converts more of its revenue into profit, with a net margin of 37.5% versus 35.3%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | DAVE | SLM |
|---|---|---|
| Share price | $344.82 | $22.60 |
| Market cap | $4.40B | $4.25B |
| 1-day change | +0.49% | +0.09% |
| YTD return | +55.74% | -16.48% |
| 1-year return | +69.96% | -16.42% |
| 5-year return | +8.41% | +29.74% |
| P/E ratio (TTM) | 22.23 | 6.30 |
| Forward P/E | 15.54 | 6.71 |
| EPS (TTM) | $15.51 | $3.59 |
| Dividend yield | 0.00% | 2.30% |
| Annual dividend | $0.00 | $0.52 |
| Revenue (latest FY) | $554.18M | $1.98B |
| Revenue growth (YoY) | +59.67% | +7.32% |
| Net income (latest FY) | $195.87M | $744.85M |
| Net margin | 35.34% | 37.54% |
| 52-week high | $458.25 | $31.06 |
| 52-week low | $152.21 | $17.77 |
| Distance from 52-week high | -24.75% | -27.24% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +28.82% | +26.33% |
| Average volume | 389.89K | 2.34M |
| Shares outstanding | 11.44M | 188.00M |
| Employees | 280 | 1,788 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- DAVE has outperformed SLM by 86.4 percentage points over the past year.
- Dave trades at a higher earnings multiple (22.2x vs 6.3x trailing P/E).
- SLM offers a meaningfully higher dividend yield (2.30% vs 0.00%).
- Dave grew revenue faster in its latest fiscal year (+59.67% vs +7.32%).
About Dave
DAVE stock →Dave Inc. provides various financial products and services through its financial services platform in the United States.
Finance · Finance: Consumer Services · 280 employees
About SLM
SLM stock →SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts.
Finance · Finance: Consumer Services · 1,788 employees
DAVE vs SLM FAQ
Which is bigger, Dave or SLM?
Dave (DAVE) is larger, with a market capitalization of $4.40B compared with $4.25B for SLM (SLM).
Which stock has performed better over the past year, DAVE or SLM?
DAVE returned +69.96% over the past 12 months, compared with -16.42% for SLM (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, DAVE or SLM?
SLM has the lower trailing P/E at 6.3, versus 22.2 for DAVE. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Dave or SLM?
SLM pays a dividend yielding 2.30%, while Dave does not currently pay a regular dividend.
Are Dave and SLM in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.