Defi Technologies (DEFT) vs X Financial (XYF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
X Financial (XYF) has outperformed Defi Technologies (DEFT) over the past year, losing 64.4% versus a loss of 77.4%. X Financial is the larger company by market cap ($187.3 million vs $186.2 million), about 1.0 times the size. On valuation, X Financial trades at a lower trailing P/E (2.4x vs 8.0x for Defi Technologies).
X Financial pays a dividend yielding 75.27%, while Defi Technologies does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | DEFT | XYF |
|---|---|---|
| Share price | $0.4799 | $5.07 |
| Market cap | $186.25M | $187.25M |
| 1-day change | -4.65% | -4.16% |
| YTD return | -33.34% | -9.29% |
| 1-year return | -77.43% | -64.35% |
| 5-year return | — | +17.59% |
| P/E ratio (TTM) | 8.00 | 2.43 |
| Forward P/E | — | 13.70 |
| EPS (TTM) | $0.06 | $2.09 |
| Dividend yield | 0.00% | 75.27% |
| Annual dividend | $0.00 | $3.82 |
| 52-week high | $2.25 | $14.65 |
| 52-week low | $0.39 | $3.30 |
| Distance from 52-week high | -78.67% | -65.39% |
| Analyst consensus | strong_buy | — |
| Avg. price target upside | +329.26% | — |
| Average volume | 2.46M | 59.65K |
| Shares outstanding | 388.09M | 20.67M |
| Employees | 26 | 643 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- XYF has outperformed DEFT by 13.1 percentage points over the past year.
- Defi Technologies trades at a higher earnings multiple (8.0x vs 2.4x trailing P/E).
- X Financial offers a meaningfully higher dividend yield (75.27% vs 0.00%).
About Defi Technologies
DEFT stock →DeFi Technologies Inc., a technology company, develops exchange traded products that synthetically track the value of a single DeFi protocol or a basket of protocols in Canada. It provides asset management services, such as indirect exposure to underlying digital assets, digital asset indexes, or other decentralized finance instruments.
Finance · Finance: Consumer Services · 26 employees
About X Financial
XYF stock →X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product.
Finance · Finance: Consumer Services · 643 employees
DEFT vs XYF FAQ
Which is bigger, Defi Technologies or X Financial?
X Financial (XYF) is larger, with a market capitalization of $187.25M compared with $186.25M for Defi Technologies (DEFT).
Which stock has performed better over the past year, DEFT or XYF?
XYF returned -64.35% over the past 12 months, compared with -77.43% for DEFT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, DEFT or XYF?
XYF has the lower trailing P/E at 2.4, versus 8.0 for DEFT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Defi Technologies or X Financial?
X Financial pays a dividend yielding 75.27%, while Defi Technologies does not currently pay a regular dividend.
Are Defi Technologies and X Financial in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.