Donegal Group (DGICA) vs Trupanion (TRUP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Donegal Group (DGICA) has outperformed Trupanion (TRUP) over the past year, losing 5.0% versus a loss of 38.4%. Over five years, DGICA leads with a +23.6% price change compared with -71.4% for TRUP. Trupanion is the larger company by market cap ($1.14 billion vs $676.7 million), about 1.7 times the size.
On valuation, Trupanion trades at a lower forward P/E (6.1x vs 9.7x for Donegal Group). Donegal Group pays a dividend yielding 4.06%, while Trupanion does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | DGICA | TRUP |
|---|---|---|
| Share price | $18.23 | $26.06 |
| Market cap | $676.68M | $1.14B |
| 1-day change | -1.67% | +0.93% |
| YTD return | -8.76% | -30.26% |
| 1-year return | -4.95% | -38.36% |
| 5-year return | +23.59% | -71.41% |
| P/E ratio (TTM) | 9.49 | 49.17 |
| Forward P/E | 9.72 | 6.12 |
| EPS (TTM) | $1.92 | $0.53 |
| Dividend yield | 4.06% | 0.00% |
| Annual dividend | $0.74 | $0.00 |
| Revenue (latest FY) | — | $1.44B |
| Revenue growth (YoY) | — | +11.95% |
| Net income (latest FY) | — | $19.43M |
| Gross margin | — | 16.05% |
| Operating margin | — | 0.96% |
| Net margin | — | 1.35% |
| 52-week high | $21.06 | $46.98 |
| 52-week low | $16.11 | $21.16 |
| Distance from 52-week high | -13.44% | -44.53% |
| Analyst consensus | none | buy |
| Avg. price target upside | +15.19% | +27.59% |
| Average volume | 117.52K | 474.18K |
| Shares outstanding | 31.54M | 43.62M |
| Employees | — | 1,121 |
| Sector | Finance | Health Care |
| Industry | Property-Casualty Insurers | Medical Specialities |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- DGICA has outperformed TRUP by 33.4 percentage points over the past year.
- Trupanion trades at a higher earnings multiple (49.2x vs 9.5x trailing P/E).
- Donegal Group offers a meaningfully higher dividend yield (4.06% vs 0.00%).
- The two companies sit in different sectors: Donegal Group in Finance and Trupanion in Health Care.
About Donegal Group
DGICA stock →Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance.
Finance · Property-Casualty Insurers
About Trupanion
TRUP stock →Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, and Continental Europe. The company operates in two segments, Subscription Business and Other Business.
Health Care · Medical Specialities · 1,121 employees
DGICA vs TRUP FAQ
Which is bigger, Donegal Group or Trupanion?
Trupanion (TRUP) is larger, with a market capitalization of $1.14B compared with $676.68M for Donegal Group (DGICA).
Which stock has performed better over the past year, DGICA or TRUP?
DGICA returned -4.95% over the past 12 months, compared with -38.36% for TRUP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, DGICA or TRUP?
DGICA has the lower trailing P/E at 9.5, versus 49.2 for TRUP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Donegal Group or Trupanion?
Donegal Group pays a dividend yielding 4.06%, while Trupanion does not currently pay a regular dividend.
Are Donegal Group and Trupanion in the same industry?
No. Donegal Group is in the Finance sector, while Trupanion is in Health Care.