Donegal Group (DGICA) vs Root (ROOT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Donegal Group (DGICA) has outperformed Root (ROOT) over the past year, losing 7.4% versus a loss of 41.7%. Over five years, DGICA leads with a +23.5% price change compared with -47.8% for ROOT. Root is the larger company by market cap ($739.6 million vs $676.3 million), about 1.1 times the size.
On valuation, Donegal Group trades at a lower forward P/E (9.7x vs 16.9x for Root). Donegal Group pays a dividend yielding 4.06%, while Root does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | DGICA | ROOT |
|---|---|---|
| Share price | $18.22 | $47.74 |
| Market cap | $676.31M | $739.65M |
| 1-day change | +0.16% | +1.21% |
| YTD return | -8.81% | -33.91% |
| 1-year return | -7.37% | -41.67% |
| 5-year return | +23.53% | -47.79% |
| P/E ratio (TTM) | 9.49 | 13.49 |
| Forward P/E | 9.72 | 16.93 |
| EPS (TTM) | $1.92 | $3.54 |
| Dividend yield | 4.06% | 0.00% |
| Annual dividend | $0.74 | $0.00 |
| 52-week high | $21.06 | $91.00 |
| 52-week low | $16.11 | $40.91 |
| Distance from 52-week high | -13.49% | -47.54% |
| Analyst consensus | none | hold |
| Avg. price target upside | +15.26% | +24.01% |
| Average volume | 119.64K | 229.45K |
| Shares outstanding | 31.54M | 13.69M |
| Employees | — | 1,256 |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- DGICA has outperformed ROOT by 34.3 percentage points over the past year.
- Root trades at a higher earnings multiple (13.5x vs 9.5x trailing P/E).
- Donegal Group offers a meaningfully higher dividend yield (4.06% vs 0.00%).
About Donegal Group
DGICA stock →Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance.
Financial Services · Insurance - Property & Casualty
About Root
ROOT stock →Root, Inc. provides insurance products and services in the United States.
Financial Services · Insurance - Property & Casualty · 1,256 employees
DGICA vs ROOT FAQ
Which is bigger, Donegal Group or Root?
Root (ROOT) is larger, with a market capitalization of $739.65M compared with $676.31M for Donegal Group (DGICA).
Which stock has performed better over the past year, DGICA or ROOT?
DGICA returned -7.37% over the past 12 months, compared with -41.67% for ROOT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, DGICA or ROOT?
DGICA has the lower trailing P/E at 9.5, versus 13.5 for ROOT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Donegal Group or Root?
Donegal Group pays a dividend yielding 4.06%, while Root does not currently pay a regular dividend.
Are Donegal Group and Root in the same industry?
Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.