ECB Bancorp (ECBK) vs Finward Bancorp (FNWD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
ECB Bancorp (ECBK) has outperformed Finward Bancorp (FNWD) over the past year, gaining 34.4% versus a gain of 30.3%. ECB Bancorp is the larger company by market cap ($181.9 million vs $180.3 million), about 1.0 times the size. On valuation, ECB Bancorp trades at a lower trailing P/E (15.1x vs 18.3x for Finward Bancorp).
Finward Bancorp pays a dividend yielding 1.15%, while ECB Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ECBK | FNWD |
|---|---|---|
| Share price | $20.82 | $41.64 |
| Market cap | $181.92M | $180.34M |
| 1-day change | -0.53% | +1.09% |
| YTD return | +19.72% | +18.33% |
| 1-year return | +34.41% | +30.29% |
| 5-year return | — | -0.74% |
| P/E ratio (TTM) | 15.09 | 18.34 |
| Forward P/E | — | 13.30 |
| EPS (TTM) | $1.38 | $2.27 |
| Dividend yield | 0.00% | 1.15% |
| Annual dividend | $0.00 | $0.48 |
| 52-week high | $21.78 | $45.90 |
| 52-week low | $14.83 | $30.05 |
| Distance from 52-week high | -4.41% | -9.28% |
| Analyst consensus | — | none |
| Avg. price target upside | — | -8.74% |
| Average volume | 9.05K | 16.53K |
| Shares outstanding | 8.74M | 4.33M |
| Employees | 64 | 296 |
| Sector | Finance | Financial Services |
| Industry | Banks | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Finward Bancorp offers a meaningfully higher dividend yield (1.15% vs 0.00%).
- The two companies sit in different sectors: ECB Bancorp in Finance and Finward Bancorp in Financial Services.
About ECB Bancorp
ECBK stock →ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services.
Finance · Banks · 64 employees
About Finward Bancorp
FNWD stock →Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans.
Financial Services · Banks - Regional · 296 employees
ECBK vs FNWD FAQ
Which is bigger, ECB Bancorp or Finward Bancorp?
ECB Bancorp (ECBK) is larger, with a market capitalization of $181.92M compared with $180.34M for Finward Bancorp (FNWD).
Which stock has performed better over the past year, ECBK or FNWD?
ECBK returned +34.41% over the past 12 months, compared with +30.29% for FNWD (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ECBK or FNWD?
ECBK has the lower trailing P/E at 15.1, versus 18.3 for FNWD. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, ECB Bancorp or Finward Bancorp?
Finward Bancorp pays a dividend yielding 1.15%, while ECB Bancorp does not currently pay a regular dividend.
Are ECB Bancorp and Finward Bancorp in the same industry?
No. ECB Bancorp is in the Finance sector, while Finward Bancorp is in Financial Services.