MetaCap

ECB Bancorp (ECBK) vs SB Financial Group (SBFG)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

SB Financial Group (SBFG) has outperformed ECB Bancorp (ECBK) over the past year, gaining 52.0% versus a gain of 37.2%. ECB Bancorp is the larger company by market cap ($182.9 million vs $181.5 million), about 1.0 times the size. On valuation, SB Financial Group trades at a lower trailing P/E (10.9x vs 15.2x for ECB Bancorp).

SB Financial Group pays a dividend yielding 2.14%, while ECB Bancorp does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ECBK+37.25%SBFG+52.02%
+64%+28%-8%
Oct 7, 20251 yearOct 7, 2026
ECBK+49.71%SBFG+68.33%
+79%+22%-35%
Jul 25, 20225 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ECBK versus SBFG key metrics
MetricECBKSBFG
Share price$20.93$29.02
Market cap$182.88M$181.46M
1-day change+1.50%-1.56%
YTD return+20.36%+30.31%
1-year return+37.25%+52.02%
5-year return—+66.05%
P/E ratio (TTM)15.1710.87
Forward P/E—11.16
EPS (TTM)$1.38$2.67
Dividend yield0.00%2.14%
Annual dividend$0.00$0.62
52-week high$21.78$32.93
52-week low$14.83$18.16
Distance from 52-week high-3.90%-11.87%
Analyst consensus—none
Avg. price target upside—-0.07%
Average volume9.00K17.28K
Shares outstanding8.74M6.25M
Employees64258
SectorFinanceFinance
IndustryBanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • SBFG has outperformed ECBK by 14.8 percentage points over the past year.
  • ECB Bancorp trades at a higher earnings multiple (15.2x vs 10.9x trailing P/E).
  • SB Financial Group offers a meaningfully higher dividend yield (2.14% vs 0.00%).

About ECB Bancorp

ECBK stock →

ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services.

Finance · Banks · 64 employees

About SB Financial Group

SBFG stock →

SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking, trust and wealth management services, and title insurance to individual and corporate customers primarily in Ohio, Indiana, and Michigan.

Finance · Major Banks · 258 employees

ECBK vs SBFG FAQ

Which is bigger, ECB Bancorp or SB Financial Group?

ECB Bancorp (ECBK) is larger, with a market capitalization of $182.88M compared with $181.46M for SB Financial Group (SBFG).

Which stock has performed better over the past year, ECBK or SBFG?

SBFG returned +52.02% over the past 12 months, compared with +37.25% for ECBK (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, ECBK or SBFG?

SBFG has the lower trailing P/E at 10.9, versus 15.2 for ECBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, ECB Bancorp or SB Financial Group?

SB Financial Group pays a dividend yielding 2.14%, while ECB Bancorp does not currently pay a regular dividend.

Are ECB Bancorp and SB Financial Group in the same industry?

Both are in the Finance sector, but in different industries: Banks for ECB Bancorp and Major Banks for SB Financial Group.

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