MetaCap

ECB Bancorp (ECBK) vs FS Bancorp (FSBW)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

ECB Bancorp (ECBK) has outperformed FS Bancorp (FSBW) over the past year, gaining 37.2% versus a gain of 11.5%. FS Bancorp is the larger company by market cap ($348.2 million vs $182.6 million), about 1.9 times the size. On valuation, FS Bancorp trades at a lower trailing P/E (10.2x vs 15.1x for ECB Bancorp).

FS Bancorp pays a dividend yielding 2.57%, while ECB Bancorp does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ECBK+37.25%FSBW+11.47%
+44%+17%-9%
Oct 7, 20251 yearOct 7, 2026
ECBK+49.71%FSBW+46.86%
+64%+16%-33%
Jul 25, 20225 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ECBK versus FSBW key metrics
MetricECBKFSBW
Share price$20.89$44.29
Market cap$182.56M$348.21M
1-day change-0.17%+0.36%
YTD return+20.36%+7.19%
1-year return+37.25%+11.47%
5-year return—+29.87%
P/E ratio (TTM)15.1410.16
Forward P/E—9.49
EPS (TTM)$1.38$4.36
Dividend yield0.00%2.57%
Annual dividend$0.00$1.14
52-week high$21.78$45.85
52-week low$14.83$36.66
Distance from 52-week high-4.07%-3.40%
Analyst consensus—hold
Avg. price target upside—+1.60%
Average volume9.00K23.98K
Shares outstanding8.74M7.86M
Employees64593
SectorFinanceFinance
IndustryBanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • ECBK has outperformed FSBW by 25.8 percentage points over the past year.
  • ECB Bancorp trades at a higher earnings multiple (15.1x vs 10.2x trailing P/E).
  • FS Bancorp offers a meaningfully higher dividend yield (2.57% vs 0.00%).

About ECB Bancorp

ECBK stock →

ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services.

Finance · Banks · 64 employees

About FS Bancorp

FSBW stock →

FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington.

Finance · Banks · 593 employees

ECBK vs FSBW FAQ

Which is bigger, ECB Bancorp or FS Bancorp?

FS Bancorp (FSBW) is larger, with a market capitalization of $348.21M compared with $182.56M for ECB Bancorp (ECBK).

Which stock has performed better over the past year, ECBK or FSBW?

ECBK returned +37.25% over the past 12 months, compared with +11.47% for FSBW (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, ECBK or FSBW?

FSBW has the lower trailing P/E at 10.2, versus 15.1 for ECBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, ECB Bancorp or FS Bancorp?

FS Bancorp pays a dividend yielding 2.57%, while ECB Bancorp does not currently pay a regular dividend.

Are ECB Bancorp and FS Bancorp in the same industry?

Yes. Both are classified in the Banks industry within the Finance sector.

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