FS Bancorp (FSBW) vs Pioneer Bancorp (PBFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Pioneer Bancorp (PBFS) has outperformed FS Bancorp (FSBW) over the past year, gaining 34.3% versus a gain of 11.7%. Over five years, PBFS leads with a +43.1% price change compared with +29.9% for FSBW. Pioneer Bancorp is the larger company by market cap ($426.0 million vs $348.5 million), about 1.2 times the size.
On valuation, FS Bancorp trades at a lower trailing P/E (10.2x vs 25.2x for Pioneer Bancorp). FS Bancorp pays a dividend yielding 2.57%, while Pioneer Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FSBW | PBFS |
|---|---|---|
| Share price | $44.32 | $17.62 |
| Market cap | $348.45M | $426.05M |
| 1-day change | +0.43% | +1.67% |
| YTD return | +7.65% | +30.71% |
| 1-year return | +11.67% | +34.30% |
| 5-year return | +29.87% | +43.14% |
| P/E ratio (TTM) | 10.17 | 25.17 |
| Forward P/E | 9.50 | — |
| EPS (TTM) | $4.36 | $0.70 |
| Dividend yield | 2.57% | 0.00% |
| Annual dividend | $1.14 | $0.00 |
| 52-week high | $45.85 | $19.91 |
| 52-week low | $36.66 | $12.64 |
| Distance from 52-week high | -3.34% | -11.50% |
| Analyst consensus | hold | — |
| Avg. price target upside | +1.53% | — |
| Average volume | 24.28K | 12.62K |
| Shares outstanding | 7.86M | 24.18M |
| Employees | 593 | 298 |
| Sector | Finance | Finance |
| Industry | Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PBFS has outperformed FSBW by 22.6 percentage points over the past year.
- Pioneer Bancorp trades at a higher earnings multiple (25.2x vs 10.2x trailing P/E).
- FS Bancorp offers a meaningfully higher dividend yield (2.57% vs 0.00%).
About FS Bancorp
FSBW stock →FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington.
Finance · Banks · 593 employees
About Pioneer Bancorp
PBFS stock →Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York.
Finance · Banks · 298 employees
FSBW vs PBFS FAQ
Which is bigger, FS Bancorp or Pioneer Bancorp?
Pioneer Bancorp (PBFS) is larger, with a market capitalization of $426.05M compared with $348.45M for FS Bancorp (FSBW).
Which stock has performed better over the past year, FSBW or PBFS?
PBFS returned +34.30% over the past 12 months, compared with +11.67% for FSBW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FSBW or PBFS?
FSBW has the lower trailing P/E at 10.2, versus 25.2 for PBFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, FS Bancorp or Pioneer Bancorp?
FS Bancorp pays a dividend yielding 2.57%, while Pioneer Bancorp does not currently pay a regular dividend.
Are FS Bancorp and Pioneer Bancorp in the same industry?
Yes. Both are classified in the Banks industry within the Finance sector.