Euronet Worldwide (EEFT) vs Paymentus (PAY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Paymentus (PAY) has outperformed Euronet Worldwide (EEFT) over the past year, losing 0.1% versus a loss of 26.4%. Over five years, PAY leads with a +32.8% price change compared with -53.0% for EEFT. Paymentus is the larger company by market cap ($4.02 billion vs $2.38 billion), about 1.7 times the size.
On valuation, Euronet Worldwide trades at a lower forward P/E (5.3x vs 29.3x for Paymentus). Euronet Worldwide converts more of its revenue into profit, with a net margin of 7.3% versus 5.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EEFT | PAY |
|---|---|---|
| Share price | $63.66 | $31.92 |
| Market cap | $2.38B | $4.02B |
| 1-day change | +1.82% | +1.92% |
| YTD return | -16.36% | +1.04% |
| 1-year return | -26.43% | -0.09% |
| 5-year return | -53.00% | +32.78% |
| P/E ratio (TTM) | 10.12 | 48.36 |
| Forward P/E | 5.34 | 29.26 |
| EPS (TTM) | $6.29 | $0.66 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $4.24B | $1.20B |
| Revenue growth (YoY) | +6.38% | +37.25% |
| Net income (latest FY) | $309.50M | $66.94M |
| Gross margin | — | 24.77% |
| Operating margin | 12.48% | 6.31% |
| Net margin | 7.29% | 5.59% |
| 52-week high | $89.44 | $45.31 |
| 52-week low | $61.62 | $20.11 |
| Distance from 52-week high | -28.82% | -29.55% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +33.00% | +25.75% |
| Average volume | 646.23K | 1.16M |
| Shares outstanding | 37.40M | 63.11M |
| Employees | 10,800 | 1,340 |
| Sector | Technology | Technology |
| Industry | Software - Infrastructure | Software - Infrastructure |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PAY has outperformed EEFT by 26.3 percentage points over the past year.
- Paymentus trades at a higher earnings multiple (48.4x vs 10.1x trailing P/E).
- Paymentus grew revenue faster in its latest fiscal year (+37.25% vs +6.38%).
About Euronet Worldwide
EEFT stock →Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers internationally.
Technology · Software - Infrastructure · 10,800 employees
About Paymentus
PAY stock →Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally.
Technology · Software - Infrastructure · 1,340 employees
EEFT vs PAY FAQ
Which is bigger, Euronet Worldwide or Paymentus?
Paymentus (PAY) is larger, with a market capitalization of $4.02B compared with $2.38B for Euronet Worldwide (EEFT).
Which stock has performed better over the past year, EEFT or PAY?
PAY returned -0.09% over the past 12 months, compared with -26.43% for EEFT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EEFT or PAY?
EEFT has the lower trailing P/E at 10.1, versus 48.4 for PAY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Euronet Worldwide and Paymentus in the same industry?
Yes. Both are classified in the Software - Infrastructure industry within the Technology sector.