PagSeguro Digital (PAGS) vs Paymentus (PAY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
PagSeguro Digital (PAGS) has outperformed Paymentus (PAY) over the past year, gaining 14.3% versus a loss of 0.1%. Over five years, PAY leads with a +32.8% price change compared with -71.4% for PAGS. Paymentus is the larger company by market cap ($4.02 billion vs $2.94 billion), about 1.4 times the size.
On valuation, PagSeguro Digital trades at a lower forward P/E (5.6x vs 29.3x for Paymentus). PagSeguro Digital pays a dividend yielding 12.69%, while Paymentus does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PAGS | PAY |
|---|---|---|
| Share price | $10.68 | $31.92 |
| Market cap | $2.94B | $4.02B |
| 1-day change | +1.62% | +1.92% |
| YTD return | +10.79% | +1.04% |
| 1-year return | +14.35% | -0.09% |
| 5-year return | -71.36% | +32.78% |
| P/E ratio (TTM) | 7.52 | 48.36 |
| Forward P/E | 5.56 | 29.26 |
| EPS (TTM) | $1.42 | $0.66 |
| Dividend yield | 12.69% | 0.00% |
| Annual dividend | $1.36 | $0.00 |
| Revenue (latest FY) | — | $1.20B |
| Revenue growth (YoY) | — | +37.25% |
| Net income (latest FY) | — | $66.94M |
| Gross margin | — | 24.77% |
| Operating margin | — | 6.31% |
| Net margin | — | 5.59% |
| 52-week high | $12.32 | $45.31 |
| 52-week low | $8.42 | $20.11 |
| Distance from 52-week high | -13.31% | -29.55% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +8.99% | +25.75% |
| Average volume | 3.30M | 1.16M |
| Shares outstanding | 155.19M | 63.11M |
| Employees | — | 1,340 |
| Sector | Technology | Technology |
| Industry | Software - Infrastructure | Software - Infrastructure |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PAGS has outperformed PAY by 14.4 percentage points over the past year.
- Paymentus trades at a higher earnings multiple (48.4x vs 7.5x trailing P/E).
- PagSeguro Digital offers a meaningfully higher dividend yield (12.69% vs 0.00%).
About PagSeguro Digital
PAGS stock →PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transfer, and ATM withdrawal; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts.
Technology · Software - Infrastructure
About Paymentus
PAY stock →Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally.
Technology · Software - Infrastructure · 1,340 employees
PAGS vs PAY FAQ
Which is bigger, PagSeguro Digital or Paymentus?
Paymentus (PAY) is larger, with a market capitalization of $4.02B compared with $2.94B for PagSeguro Digital (PAGS).
Which stock has performed better over the past year, PAGS or PAY?
PAGS returned +14.35% over the past 12 months, compared with -0.09% for PAY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PAGS or PAY?
PAGS has the lower trailing P/E at 7.5, versus 48.4 for PAY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, PagSeguro Digital or Paymentus?
PagSeguro Digital pays a dividend yielding 12.69%, while Paymentus does not currently pay a regular dividend.
Are PagSeguro Digital and Paymentus in the same industry?
Yes. Both are classified in the Software - Infrastructure industry within the Technology sector.