Eagle Financial Services (EFSI) vs First Internet Bancorp (INBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Eagle Financial Services (EFSI) has outperformed First Internet Bancorp (INBK) over the past year, gaining 22.5% versus a gain of 19.8%. Over five years, EFSI leads with a +35.3% price change compared with -17.9% for INBK. Eagle Financial Services is the larger company by market cap ($248.0 million vs $229.6 million), about 1.1 times the size.
On valuation, First Internet Bancorp trades at a lower forward P/E (6.0x vs 13.6x for Eagle Financial Services). Eagle Financial Services offers the higher dividend yield (2.71% vs 0.91%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EFSI | INBK |
|---|---|---|
| Share price | $45.83 | $26.29 |
| Market cap | $247.99M | $229.61M |
| 1-day change | +0.54% | -0.68% |
| YTD return | +14.52% | +26.83% |
| 1-year return | +22.53% | +19.77% |
| 5-year return | +35.25% | -17.90% |
| P/E ratio (TTM) | 13.17 | — |
| Forward P/E | 13.64 | 5.98 |
| EPS (TTM) | $3.48 | $-3.61 |
| Dividend yield | 2.71% | 0.91% |
| Annual dividend | $1.24 | $0.24 |
| 52-week high | $48.17 | $31.09 |
| 52-week low | $31.44 | $17.05 |
| Distance from 52-week high | -4.87% | -15.44% |
| Analyst consensus | hold | none |
| Avg. price target upside | -3.26% | +17.54% |
| Average volume | 51.75K | 46.71K |
| Shares outstanding | 5.41M | 8.73M |
| Employees | 259 | 354 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Eagle Financial Services offers a meaningfully higher dividend yield (2.71% vs 0.91%).
About Eagle Financial Services
EFSI stock →Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States.
Finance · Major Banks · 259 employees
About First Internet Bancorp
INBK stock →First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits.
Finance · Major Banks · 354 employees
EFSI vs INBK FAQ
Which is bigger, Eagle Financial Services or First Internet Bancorp?
Eagle Financial Services (EFSI) is larger, with a market capitalization of $247.99M compared with $229.61M for First Internet Bancorp (INBK).
Which stock has performed better over the past year, EFSI or INBK?
EFSI returned +22.53% over the past 12 months, compared with +19.77% for INBK (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Eagle Financial Services or First Internet Bancorp?
Eagle Financial Services has the higher yield at 2.71%, compared with 0.91% for First Internet Bancorp.
Are Eagle Financial Services and First Internet Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.