Eagle Financial Services (EFSI) vs Richmond Mutual Bancorporation (RMBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Eagle Financial Services (EFSI) has outperformed Richmond Mutual Bancorporation (RMBI) over the past year, gaining 22.5% versus a gain of 7.6%. Over five years, EFSI leads with a +35.3% price change compared with -0.3% for RMBI. Eagle Financial Services is the larger company by market cap ($247.8 million vs $246.3 million), about 1.0 times the size.
On valuation, Richmond Mutual Bancorporation trades at a lower trailing P/E (12.6x vs 13.2x for Eagle Financial Services). Richmond Mutual Bancorporation offers the higher dividend yield (3.91% vs 2.71%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EFSI | RMBI |
|---|---|---|
| Share price | $45.80 | $15.36 |
| Market cap | $247.82M | $246.34M |
| 1-day change | +0.47% | +0.92% |
| YTD return | +14.52% | +9.40% |
| 1-year return | +22.53% | +7.64% |
| 5-year return | +35.25% | -0.26% |
| P/E ratio (TTM) | 13.16 | 12.59 |
| Forward P/E | 13.63 | — |
| EPS (TTM) | $3.48 | $1.22 |
| Dividend yield | 2.71% | 3.91% |
| Annual dividend | $1.24 | $0.60 |
| 52-week high | $48.17 | $16.59 |
| 52-week low | $31.44 | $12.77 |
| Distance from 52-week high | -4.93% | -7.41% |
| Analyst consensus | hold | — |
| Avg. price target upside | -3.20% | — |
| Average volume | 51.75K | 85.16K |
| Shares outstanding | 5.41M | 16.04M |
| Employees | 259 | 174 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- EFSI has outperformed RMBI by 14.9 percentage points over the past year.
- Richmond Mutual Bancorporation offers a meaningfully higher dividend yield (3.91% vs 2.71%).
About Eagle Financial Services
EFSI stock →Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States.
Finance · Major Banks · 259 employees
About Richmond Mutual Bancorporation
RMBI stock →Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services.
Finance · Major Banks · 174 employees
EFSI vs RMBI FAQ
Which is bigger, Eagle Financial Services or Richmond Mutual Bancorporation?
Eagle Financial Services (EFSI) is larger, with a market capitalization of $247.82M compared with $246.34M for Richmond Mutual Bancorporation (RMBI).
Which stock has performed better over the past year, EFSI or RMBI?
EFSI returned +22.53% over the past 12 months, compared with +7.64% for RMBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EFSI or RMBI?
RMBI has the lower trailing P/E at 12.6, versus 13.2 for EFSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Eagle Financial Services or Richmond Mutual Bancorporation?
Richmond Mutual Bancorporation has the higher yield at 3.91%, compared with 2.71% for Eagle Financial Services.
Are Eagle Financial Services and Richmond Mutual Bancorporation in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.