Equifax (EFX) vs TransUnion (TRU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
TransUnion (TRU) has outperformed Equifax (EFX) over the past year, losing 17.7% versus a loss of 40.2%. Over five years, TRU leads with a -45.7% price change compared with -46.0% for EFX. Equifax is the larger company by market cap ($16.73 billion vs $12.04 billion), about 1.4 times the size, while TransUnion is growing revenue faster (+9.4% vs +6.9%).
On valuation, TransUnion trades at a lower forward P/E (11.3x vs 14.1x for Equifax). Equifax offers the higher dividend yield (1.49% vs 0.38%). Equifax converts more of its revenue into profit, with a net margin of 10.9% versus 10.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EFX | TRU |
|---|---|---|
| Share price | $142.43 | $62.82 |
| Market cap | $16.73B | $12.04B |
| 1-day change | -0.04% | -0.95% |
| YTD return | -34.36% | -26.74% |
| 1-year return | -40.15% | -17.72% |
| 5-year return | -46.04% | -45.74% |
| P/E ratio (TTM) | 25.08 | 16.75 |
| Forward P/E | 14.07 | 11.31 |
| EPS (TTM) | $5.68 | $3.75 |
| Dividend yield | 1.49% | 0.38% |
| Annual dividend | $2.12 | $0.24 |
| Revenue (latest FY) | $6.07B | $4.58B |
| Revenue growth (YoY) | +6.92% | +9.38% |
| Net income (latest FY) | $660.30M | $455.40M |
| Gross margin | 56.45% | — |
| Operating margin | 18.03% | 18.74% |
| Net margin | 10.87% | 9.95% |
| 52-week high | $238.94 | $89.12 |
| 52-week low | $137.01 | $60.96 |
| Distance from 52-week high | -40.39% | -29.51% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +43.16% | +48.81% |
| Average volume | 1.60M | 2.32M |
| Shares outstanding | 117.48M | 191.60M |
| Employees | 15,000 | 13,000 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TRU has outperformed EFX by 22.4 percentage points over the past year.
- Equifax trades at a higher earnings multiple (25.1x vs 16.8x trailing P/E).
- Equifax offers a meaningfully higher dividend yield (1.49% vs 0.38%).
About Equifax
EFX stock →Equifax Inc. operates as a data, analytics, and technology company.
Finance · Finance: Consumer Services · 15,000 employees
About TransUnion
TRU stock →TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S.
Finance · Finance: Consumer Services · 13,000 employees
EFX vs TRU FAQ
Which is bigger, Equifax or TransUnion?
Equifax (EFX) is larger, with a market capitalization of $16.73B compared with $12.04B for TransUnion (TRU).
Which stock has performed better over the past year, EFX or TRU?
TRU returned -17.72% over the past 12 months, compared with -40.15% for EFX (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EFX or TRU?
TRU has the lower trailing P/E at 16.8, versus 25.1 for EFX. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Equifax or TransUnion?
Equifax has the higher yield at 1.49%, compared with 0.38% for TransUnion.
Are Equifax and TransUnion in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.