Essent Group (ESNT) vs Old Republic International (ORI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Essent Group (ESNT) has outperformed Old Republic International (ORI) over the past year, gaining 3.0% versus a loss of 12.8%. Over five years, ORI leads with a +53.0% price change compared with +26.0% for ESNT. Old Republic International is the larger company by market cap ($9.10 billion vs $5.56 billion), about 1.6 times the size.
On valuation, Essent Group trades at a lower forward P/E (7.8x vs 11.4x for Old Republic International). Old Republic International offers the higher dividend yield (3.21% vs 2.13%). Essent Group converts more of its revenue into profit, with a net margin of 54.7% versus 10.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ESNT | ORI |
|---|---|---|
| Share price | $61.90 | $37.71 |
| Market cap | $5.56B | $9.10B |
| 1-day change | +0.02% | -0.79% |
| YTD return | -4.78% | -17.38% |
| 1-year return | +3.01% | -12.77% |
| 5-year return | +26.04% | +53.04% |
| P/E ratio (TTM) | 8.63 | 8.29 |
| Forward P/E | 7.78 | 11.43 |
| EPS (TTM) | $7.17 | $4.55 |
| Dividend yield | 2.13% | 3.21% |
| Annual dividend | $1.32 | $1.21 |
| Revenue (latest FY) | $1.26B | $9.14B |
| Revenue growth (YoY) | +1.45% | +10.99% |
| Net income (latest FY) | $689.97M | $935.40M |
| Net margin | 54.72% | 10.24% |
| 52-week high | $70.37 | $46.76 |
| 52-week low | $55.34 | $36.65 |
| Distance from 52-week high | -12.04% | -19.35% |
| Analyst consensus | buy | none |
| Avg. price target upside | +20.94% | +15.35% |
| Average volume | 670.69K | 1.30M |
| Shares outstanding | 89.88M | 241.43M |
| Employees | 518 | 9,500 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ESNT has outperformed ORI by 15.8 percentage points over the past year.
- Old Republic International offers a meaningfully higher dividend yield (3.21% vs 2.13%).
- Essent Group is more profitable, keeping 54.7 cents of every revenue dollar as net income versus 10.2 cents for Old Republic International.
- Old Republic International grew revenue faster in its latest fiscal year (+10.99% vs +1.45%).
About Essent Group
ESNT stock →Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance.
Finance · Property-Casualty Insurers · 518 employees
About Old Republic International
ORI stock →Old Republic International Corporation, through its subsidiaries, provides insurance underwriting and related services in the United States and Canada. It operates in two segments, Specialty Insurance and Title Insurance.
Finance · Property-Casualty Insurers · 9,500 employees
ESNT vs ORI FAQ
Which is bigger, Essent Group or Old Republic International?
Old Republic International (ORI) is larger, with a market capitalization of $9.10B compared with $5.56B for Essent Group (ESNT).
Which stock has performed better over the past year, ESNT or ORI?
ESNT returned +3.01% over the past 12 months, compared with -12.77% for ORI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ESNT or ORI?
ORI has the lower trailing P/E at 8.3, versus 8.6 for ESNT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Essent Group or Old Republic International?
Old Republic International has the higher yield at 3.21%, compared with 2.13% for Essent Group.
Are Essent Group and Old Republic International in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.