Essent Group (ESNT) vs Radian Group (RDN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Essent Group (ESNT) has outperformed Radian Group (RDN) over the past year, gaining 3.0% versus a loss of 2.8%. Over five years, RDN leads with a +38.9% price change compared with +26.0% for ESNT. Essent Group is the larger company by market cap ($5.56 billion vs $4.46 billion), about 1.2 times the size.
On valuation, Radian Group trades at a lower forward P/E (6.5x vs 7.8x for Essent Group). Radian Group offers the higher dividend yield (3.03% vs 2.13%). Essent Group converts more of its revenue into profit, with a net margin of 54.7% versus 48.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ESNT | RDN |
|---|---|---|
| Share price | $61.90 | $33.70 |
| Market cap | $5.56B | $4.46B |
| 1-day change | +0.02% | -1.20% |
| YTD return | -4.78% | -6.36% |
| 1-year return | +3.01% | -2.77% |
| 5-year return | +26.04% | +38.85% |
| P/E ratio (TTM) | 8.63 | 8.32 |
| Forward P/E | 7.78 | 6.45 |
| EPS (TTM) | $7.17 | $4.05 |
| Dividend yield | 2.13% | 3.03% |
| Annual dividend | $1.32 | $1.02 |
| Revenue (latest FY) | $1.26B | $1.20B |
| Revenue growth (YoY) | +1.45% | -0.76% |
| Net income (latest FY) | $689.97M | $582.64M |
| Net margin | 54.72% | 48.67% |
| 52-week high | $70.37 | $41.05 |
| 52-week low | $55.34 | $30.53 |
| Distance from 52-week high | -12.04% | -17.90% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +20.94% | +32.55% |
| Average volume | 670.69K | 1.36M |
| Shares outstanding | 89.88M | 132.30M |
| Employees | 518 | 900 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Essent Group is more profitable, keeping 54.7 cents of every revenue dollar as net income versus 48.7 cents for Radian Group.
About Essent Group
ESNT stock →Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance.
Finance · Property-Casualty Insurers · 518 employees
About Radian Group
RDN stock →Radian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans.
Finance · Property-Casualty Insurers · 900 employees
ESNT vs RDN FAQ
Which is bigger, Essent Group or Radian Group?
Essent Group (ESNT) is larger, with a market capitalization of $5.56B compared with $4.46B for Radian Group (RDN).
Which stock has performed better over the past year, ESNT or RDN?
ESNT returned +3.01% over the past 12 months, compared with -2.77% for RDN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ESNT or RDN?
RDN has the lower trailing P/E at 8.3, versus 8.6 for ESNT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Essent Group or Radian Group?
Radian Group has the higher yield at 3.03%, compared with 2.13% for Essent Group.
Are Essent Group and Radian Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.