Evertec (EVTC) vs Pagaya Technologies (PGY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Evertec (EVTC) has outperformed Pagaya Technologies (PGY) over the past year, losing 9.0% versus a loss of 39.6%. Over five years, EVTC leads with a -38.8% price change compared with -84.7% for PGY. Evertec is the larger company by market cap ($1.75 billion vs $1.52 billion), about 1.2 times the size.
On valuation, Pagaya Technologies trades at a lower forward P/E (4.4x vs 6.7x for Evertec). Evertec pays a dividend yielding 0.68%, while Pagaya Technologies does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EVTC | PGY |
|---|---|---|
| Share price | $29.34 | $18.26 |
| Market cap | $1.75B | $1.52B |
| 1-day change | +1.31% | +0.66% |
| YTD return | +0.86% | -12.63% |
| 1-year return | -9.02% | -39.58% |
| 5-year return | -38.76% | -84.66% |
| P/E ratio (TTM) | 19.05 | 13.23 |
| Forward P/E | 6.70 | 4.45 |
| EPS (TTM) | $1.54 | $1.38 |
| Dividend yield | 0.68% | 0.00% |
| Annual dividend | $0.20 | $0.00 |
| 52-week high | $34.41 | $31.54 |
| 52-week low | $21.81 | $10.40 |
| Distance from 52-week high | -14.73% | -42.11% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +19.97% | +57.83% |
| Average volume | 424.13K | 2.55M |
| Shares outstanding | 59.75M | 72.14M |
| Employees | 5,327 | 493 |
| Sector | Technology | Finance |
| Industry | EDP Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- EVTC has outperformed PGY by 30.6 percentage points over the past year.
- Evertec trades at a higher earnings multiple (19.1x vs 13.2x trailing P/E).
- The two companies sit in different sectors: Evertec in Technology and Pagaya Technologies in Finance.
About Evertec
EVTC stock →EVERTEC, Inc. provides transaction processing and financial technology services in Latin America, Puerto Rico, and the Caribbean.
Technology · EDP Services · 5,327 employees
About Pagaya Technologies
PGY stock →Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process.
Finance · Finance: Consumer Services · 493 employees
EVTC vs PGY FAQ
Which is bigger, Evertec or Pagaya Technologies?
Evertec (EVTC) is larger, with a market capitalization of $1.75B compared with $1.52B for Pagaya Technologies (PGY).
Which stock has performed better over the past year, EVTC or PGY?
EVTC returned -9.02% over the past 12 months, compared with -39.58% for PGY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EVTC or PGY?
PGY has the lower trailing P/E at 13.2, versus 19.1 for EVTC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Evertec or Pagaya Technologies?
Evertec pays a dividend yielding 0.68%, while Pagaya Technologies does not currently pay a regular dividend.
Are Evertec and Pagaya Technologies in the same industry?
No. Evertec is in the Technology sector, while Pagaya Technologies is in Finance.