Pagaya Technologies (PGY) vs Trinity Capital (TRIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Trinity Capital (TRIN) has outperformed Pagaya Technologies (PGY) over the past year, gaining 16.6% versus a loss of 39.9%. Over five years, TRIN leads with a +6.9% price change compared with -84.7% for PGY. Trinity Capital is the larger company by market cap ($1.54 billion vs $1.52 billion), about 1.0 times the size.
On valuation, Pagaya Technologies trades at a lower forward P/E (4.4x vs 8.1x for Trinity Capital). Trinity Capital pays a dividend yielding 11.93%, while Pagaya Technologies does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PGY | TRIN |
|---|---|---|
| Share price | $18.22 | $17.10 |
| Market cap | $1.52B | $1.54B |
| 1-day change | -0.22% | -0.35% |
| YTD return | -12.82% | +16.72% |
| 1-year return | -39.91% | +16.64% |
| 5-year return | -84.69% | +6.88% |
| P/E ratio (TTM) | 13.20 | 9.77 |
| Forward P/E | 4.44 | 8.12 |
| EPS (TTM) | $1.38 | $1.75 |
| Dividend yield | 0.00% | 11.93% |
| Annual dividend | $0.00 | $2.04 |
| Revenue (latest FY) | $1.30B | — |
| Revenue growth (YoY) | +26.07% | — |
| Net income (latest FY) | $81.39M | $135.60M |
| Gross margin | 42.43% | — |
| Operating margin | 20.27% | — |
| Net margin | 6.25% | — |
| 52-week high | $31.06 | $18.90 |
| 52-week low | $10.40 | $14.13 |
| Distance from 52-week high | -41.34% | -9.50% |
| Analyst consensus | strong_buy | none |
| Avg. price target upside | +58.18% | +8.19% |
| Average volume | 2.56M | 963.68K |
| Shares outstanding | 72.14M | 89.89M |
| Employees | 493 | 113 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TRIN has outperformed PGY by 56.6 percentage points over the past year.
- Pagaya Technologies trades at a higher earnings multiple (13.2x vs 9.8x trailing P/E).
- Trinity Capital offers a meaningfully higher dividend yield (11.93% vs 0.00%).
About Pagaya Technologies
PGY stock →Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process.
Finance · Finance: Consumer Services · 493 employees
About Trinity Capital
TRIN stock →Trinity Capital Inc. is a business development company specializing in term loans, equipment financing, and private equity-related investments.
Finance · Finance: Consumer Services · 113 employees
PGY vs TRIN FAQ
Which is bigger, Pagaya Technologies or Trinity Capital?
Trinity Capital (TRIN) is larger, with a market capitalization of $1.54B compared with $1.52B for Pagaya Technologies (PGY).
Which stock has performed better over the past year, PGY or TRIN?
TRIN returned +16.64% over the past 12 months, compared with -39.91% for PGY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PGY or TRIN?
TRIN has the lower trailing P/E at 9.8, versus 13.2 for PGY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Pagaya Technologies or Trinity Capital?
Trinity Capital pays a dividend yielding 11.93%, while Pagaya Technologies does not currently pay a regular dividend.
Are Pagaya Technologies and Trinity Capital in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.