EZCORP (EZPW) vs Western Union (WU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
EZCORP (EZPW) has outperformed Western Union (WU) over the past year, gaining 69.7% versus a loss of 21.8%. Over five years, EZPW leads with a +299.5% price change compared with -70.2% for WU. EZCORP is the larger company by market cap ($1.96 billion vs $1.91 billion), about 1.0 times the size.
On valuation, Western Union trades at a lower forward P/E (4.1x vs 14.4x for EZCORP). Western Union pays a dividend yielding 15.36%, while EZCORP does not currently pay one. Western Union converts more of its revenue into profit, with a net margin of 12.3% versus 8.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EZPW | WU |
|---|---|---|
| Share price | $31.96 | $6.12 |
| Market cap | $1.96B | $1.91B |
| 1-day change | +2.53% | -3.32% |
| YTD return | +64.57% | -32.01% |
| 1-year return | +69.73% | -21.76% |
| 5-year return | +299.50% | -70.23% |
| P/E ratio (TTM) | 16.06 | 4.98 |
| Forward P/E | 14.43 | 4.06 |
| EPS (TTM) | $1.99 | $1.23 |
| Dividend yield | 0.00% | 15.36% |
| Annual dividend | $0.00 | $0.94 |
| Revenue (latest FY) | $1.27B | $4.05B |
| Revenue growth (YoY) | +9.70% | -3.78% |
| Net income (latest FY) | $109.61M | $499.60M |
| Gross margin | 58.55% | 37.03% |
| Operating margin | 11.71% | 18.70% |
| Net margin | 8.60% | 12.33% |
| 52-week high | $37.13 | $10.35 |
| 52-week low | $16.50 | $5.87 |
| Distance from 52-week high | -13.92% | -40.87% |
| Analyst consensus | none | underperform |
| Avg. price target upside | +27.66% | +11.11% |
| Average volume | 890.51K | 9.97M |
| Shares outstanding | 58.47M | 311.88M |
| Employees | 8,500 | 9,600 |
| Sector | Consumer Discretionary | Consumer Discretionary |
| Industry | Other Specialty Stores | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- EZPW has outperformed WU by 91.5 percentage points over the past year.
- EZCORP trades at a higher earnings multiple (16.1x vs 5.0x trailing P/E).
- Western Union offers a meaningfully higher dividend yield (15.36% vs 0.00%).
- EZCORP grew revenue faster in its latest fiscal year (+9.70% vs -3.78%).
About EZCORP
EZPW stock →EZCORP, Inc. provides pawn services in the United States, Mexico, and Latin America.
Consumer Discretionary · Other Specialty Stores · 8,500 employees
About Western Union
WU stock →The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services.
Consumer Discretionary · Business Services · 9,600 employees
EZPW vs WU FAQ
Which is bigger, EZCORP or Western Union?
EZCORP (EZPW) is larger, with a market capitalization of $1.96B compared with $1.91B for Western Union (WU).
Which stock has performed better over the past year, EZPW or WU?
EZPW returned +69.73% over the past 12 months, compared with -21.76% for WU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EZPW or WU?
WU has the lower trailing P/E at 5.0, versus 16.1 for EZPW. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, EZCORP or Western Union?
Western Union pays a dividend yielding 15.36%, while EZCORP does not currently pay a regular dividend.
Are EZCORP and Western Union in the same industry?
Both are in the Consumer Discretionary sector, but in different industries: Other Specialty Stores for EZCORP and Business Services for Western Union.