Flywire Voting (FLYW) vs Western Union (WU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Flywire Voting (FLYW) has outperformed Western Union (WU) over the past year, gaining 43.1% versus a loss of 25.2%. Over five years, FLYW leads with a -65.0% price change compared with -71.3% for WU. Flywire Voting is the larger company by market cap ($2.21 billion vs $1.91 billion), about 1.2 times the size.
On valuation, Western Union trades at a lower forward P/E (4.0x vs 13.5x for Flywire Voting). Western Union pays a dividend yielding 15.38%, while Flywire Voting does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FLYW | WU |
|---|---|---|
| Share price | $18.15 | $6.11 |
| Market cap | $2.21B | $1.91B |
| 1-day change | -0.36% | -0.49% |
| YTD return | +28.18% | -34.37% |
| 1-year return | +43.14% | -25.21% |
| 5-year return | -65.00% | -71.26% |
| P/E ratio (TTM) | 69.81 | 5.01 |
| Forward P/E | 13.47 | 4.05 |
| EPS (TTM) | $0.26 | $1.22 |
| Dividend yield | 0.00% | 15.38% |
| Annual dividend | $0.00 | $0.94 |
| 52-week high | $19.73 | $10.35 |
| 52-week low | $10.55 | $5.87 |
| Distance from 52-week high | -8.01% | -40.97% |
| Analyst consensus | buy | underperform |
| Avg. price target upside | +16.53% | +11.29% |
| Average volume | 1.72M | 9.96M |
| Shares outstanding | 121.67M | 311.88M |
| Employees | 1,500 | 9,600 |
| Sector | Consumer Discretionary | Consumer Discretionary |
| Industry | Business Services | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FLYW has outperformed WU by 68.4 percentage points over the past year.
- Flywire Voting trades at a higher earnings multiple (69.8x vs 5.0x trailing P/E).
- Western Union offers a meaningfully higher dividend yield (15.38% vs 0.00%).
About Flywire Voting
FLYW stock →Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Europe, the Middle East, and Africa and the Asia Pacific. The company provides a payment platform that integrates into existing apps and workflows and have access to solutions, such as tailored invoicing, settlement and reconciliation tools, single sign-on and checkout, recurring payments, and split payouts.
Consumer Discretionary · Business Services · 1,500 employees
About Western Union
WU stock →The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services.
Consumer Discretionary · Business Services · 9,600 employees
FLYW vs WU FAQ
Which is bigger, Flywire Voting or Western Union?
Flywire Voting (FLYW) is larger, with a market capitalization of $2.21B compared with $1.91B for Western Union (WU).
Which stock has performed better over the past year, FLYW or WU?
FLYW returned +43.14% over the past 12 months, compared with -25.21% for WU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FLYW or WU?
WU has the lower trailing P/E at 5.0, versus 69.8 for FLYW. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Flywire Voting or Western Union?
Western Union pays a dividend yielding 15.38%, while Flywire Voting does not currently pay a regular dividend.
Are Flywire Voting and Western Union in the same industry?
Yes. Both are classified in the Business Services industry within the Consumer Discretionary sector.