FB Financial (FBK) vs First Bancorp (FBNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
First Bancorp (FBNC) has outperformed FB Financial (FBK) over the past year, gaining 17.5% versus a loss of 9.4%. Over five years, FBNC leads with a +29.0% price change compared with +16.8% for FBK. FB Financial is the larger company by market cap ($2.63 billion vs $2.45 billion), about 1.1 times the size.
On valuation, FB Financial trades at a lower forward P/E (10.2x vs 11.7x for First Bancorp). First Bancorp offers the higher dividend yield (1.59% vs 1.52%). First Bancorp converts more of its revenue into profit, with a net margin of 164.2% versus 21.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FBK | FBNC |
|---|---|---|
| Share price | $52.65 | $59.17 |
| Market cap | $2.63B | $2.45B |
| 1-day change | -0.49% | -0.94% |
| YTD return | -5.65% | +16.50% |
| 1-year return | -9.43% | +17.49% |
| 5-year return | +16.77% | +28.97% |
| P/E ratio (TTM) | 13.93 | 18.38 |
| Forward P/E | 10.18 | 11.74 |
| EPS (TTM) | $3.78 | $3.22 |
| Dividend yield | 1.52% | 1.59% |
| Annual dividend | $0.80 | $0.94 |
| Revenue (latest FY) | $560.01M | $67.62M |
| Revenue growth (YoY) | +22.92% | -3.57% |
| Net income (latest FY) | $122.62M | $111.05M |
| Net margin | 21.90% | 164.22% |
| 52-week high | $62.66 | $66.78 |
| 52-week low | $49.24 | $45.96 |
| Distance from 52-week high | -15.97% | -11.40% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +26.00% | +16.61% |
| Average volume | 458.06K | 224.78K |
| Shares outstanding | 49.98M | 41.40M |
| Employees | 1,594 | 1,396 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FBNC has outperformed FBK by 26.9 percentage points over the past year.
- First Bancorp trades at a higher earnings multiple (18.4x vs 13.9x trailing P/E).
- First Bancorp is more profitable, keeping 164.2 cents of every revenue dollar as net income versus 21.9 cents for FB Financial.
- FB Financial grew revenue faster in its latest fiscal year (+22.92% vs -3.57%).
About FB Financial
FBK stock →FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services. The company operates in two segments, Banking and Mortgage.
Finance · Major Banks · 1,594 employees
About First Bancorp
FBNC stock →First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts.
Finance · Major Banks · 1,396 employees
FBK vs FBNC FAQ
Which is bigger, FB Financial or First Bancorp?
FB Financial (FBK) is larger, with a market capitalization of $2.63B compared with $2.45B for First Bancorp (FBNC).
Which stock has performed better over the past year, FBK or FBNC?
FBNC returned +17.49% over the past 12 months, compared with -9.43% for FBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FBK or FBNC?
FBK has the lower trailing P/E at 13.9, versus 18.4 for FBNC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, FB Financial or First Bancorp?
First Bancorp has the higher yield at 1.59%, compared with 1.52% for FB Financial.
Are FB Financial and First Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.