FB Financial (FBK) vs TowneBank (TOWN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
TowneBank (TOWN) has outperformed FB Financial (FBK) over the past year, gaining 4.8% versus a loss of 11.2%. Over five years, FBK leads with a +15.9% price change compared with +9.7% for TOWN. TowneBank is the larger company by market cap ($3.26 billion vs $2.64 billion), about 1.2 times the size.
On valuation, TowneBank trades at a lower forward P/E (9.9x vs 10.2x for FB Financial). TowneBank offers the higher dividend yield (3.09% vs 1.51%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FBK | TOWN |
|---|---|---|
| Share price | $52.91 | $35.27 |
| Market cap | $2.64B | $3.26B |
| 1-day change | +1.24% | +0.83% |
| YTD return | -6.34% | +5.69% |
| 1-year return | -11.21% | +4.75% |
| 5-year return | +15.90% | +9.66% |
| P/E ratio (TTM) | 14.00 | 17.72 |
| Forward P/E | 10.23 | 9.92 |
| EPS (TTM) | $3.78 | $1.99 |
| Dividend yield | 1.51% | 3.09% |
| Annual dividend | $0.80 | $1.09 |
| Revenue (latest FY) | $560.01M | — |
| Revenue growth (YoY) | +22.92% | — |
| Net income (latest FY) | $122.62M | — |
| Net margin | 21.90% | — |
| 52-week high | $62.66 | $39.03 |
| 52-week low | $49.24 | $31.91 |
| Distance from 52-week high | -15.55% | -9.63% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +25.38% | +13.41% |
| Average volume | 456.74K | 589.51K |
| Shares outstanding | 49.98M | 92.44M |
| Employees | 1,594 | 2,932 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TOWN has outperformed FBK by 16.0 percentage points over the past year.
- TowneBank trades at a higher earnings multiple (17.7x vs 14.0x trailing P/E).
- TowneBank offers a meaningfully higher dividend yield (3.09% vs 1.51%).
About FB Financial
FBK stock →FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services. The company operates in two segments, Banking and Mortgage.
Finance · Major Banks · 1,594 employees
About TowneBank
TOWN stock →TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States. It operates through four segments: Banking, Mortgage, Resort Vacation Management, and Insurance.
Finance · Major Banks · 2,932 employees
FBK vs TOWN FAQ
Which is bigger, FB Financial or TowneBank?
TowneBank (TOWN) is larger, with a market capitalization of $3.26B compared with $2.64B for FB Financial (FBK).
Which stock has performed better over the past year, FBK or TOWN?
TOWN returned +4.75% over the past 12 months, compared with -11.21% for FBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FBK or TOWN?
FBK has the lower trailing P/E at 14.0, versus 17.7 for TOWN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, FB Financial or TowneBank?
TowneBank has the higher yield at 3.09%, compared with 1.51% for FB Financial.
Are FB Financial and TowneBank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.