MetaCap

Simmons First National (SFNC) vs TowneBank (TOWN)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Simmons First National (SFNC) has outperformed TowneBank (TOWN) over the past year, gaining 14.5% versus a gain of 2.8%. Over five years, TOWN leads with a +9.7% price change compared with -27.0% for SFNC. TowneBank is the larger company by market cap ($3.23 billion vs $3.21 billion), about 1.0 times the size.

On valuation, Simmons First National trades at a lower forward P/E (9.6x vs 9.8x for TowneBank). Simmons First National offers the higher dividend yield (3.85% vs 3.12%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

SFNC+14.54%TOWN+2.76%
+26%+7%-13%
Oct 7, 20251 yearOct 7, 2026
SFNC-27.68%TOWN+9.31%
+22%-18%-57%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

SFNC versus TOWN key metrics
MetricSFNCTOWN
Share price$22.21$34.98
Market cap$3.21B$3.23B
1-day change-1.68%-1.21%
YTD return+17.82%+4.82%
1-year return+14.54%+2.76%
5-year return-27.01%+9.66%
P/E ratio (TTM)—17.58
Forward P/E9.569.77
EPS (TTM)$-2.40$1.99
Dividend yield3.85%3.12%
Annual dividend$0.855$1.09
Revenue (latest FY)$103.23M—
Revenue growth (YoY)-86.69%—
Net income (latest FY)$-397.55M—
Net margin-385.10%—
52-week high$24.32$39.03
52-week low$17.00$31.91
Distance from 52-week high-8.68%-10.38%
Analyst consensusbuybuy
Avg. price target upside+16.75%+14.35%
Average volume1.39M589.51K
Shares outstanding144.51M92.44M
Employees2,9092,932
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • SFNC has outperformed TOWN by 11.8 percentage points over the past year.

About Simmons First National

SFNC stock →

Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services.

Finance · Major Banks · 2,909 employees

About TowneBank

TOWN stock →

TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States. It operates through four segments: Banking, Mortgage, Resort Vacation Management, and Insurance.

Finance · Major Banks · 2,932 employees

SFNC vs TOWN FAQ

Which is bigger, Simmons First National or TowneBank?

TowneBank (TOWN) is larger, with a market capitalization of $3.23B compared with $3.21B for Simmons First National (SFNC).

Which stock has performed better over the past year, SFNC or TOWN?

SFNC returned +14.54% over the past 12 months, compared with +2.76% for TOWN (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, Simmons First National or TowneBank?

Simmons First National has the higher yield at 3.85%, compared with 3.12% for TowneBank.

Are Simmons First National and TowneBank in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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