First Community (FCCO) vs Isabella Bank (ISBA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Community (FCCO) has outperformed Isabella Bank (ISBA) over the past year, gaining 18.6% versus a gain of 5.8%. Over five years, FCCO leads with a +66.2% price change compared with +45.7% for ISBA. First Community is the larger company by market cap ($303.9 million vs $290.0 million), about 1.0 times the size.
On valuation, Isabella Bank trades at a lower forward P/E (9.6x vs 9.7x for First Community). Isabella Bank offers the higher dividend yield (2.95% vs 2.01%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCCO | ISBA |
|---|---|---|
| Share price | $32.33 | $38.02 |
| Market cap | $303.89M | $290.05M |
| 1-day change | -0.80% | -0.82% |
| YTD return | +9.04% | -23.96% |
| 1-year return | +18.56% | +5.76% |
| 5-year return | +66.22% | +45.67% |
| P/E ratio (TTM) | 12.11 | 14.03 |
| Forward P/E | 9.74 | 9.63 |
| EPS (TTM) | $2.67 | $2.71 |
| Dividend yield | 2.01% | 2.95% |
| Annual dividend | $0.65 | $1.12 |
| 52-week high | $35.74 | $58.83 |
| 52-week low | $25.92 | $33.24 |
| Distance from 52-week high | -9.54% | -35.37% |
| Average volume | 55.87K | 58.49K |
| Shares outstanding | 9.40M | 7.63M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FCCO has outperformed ISBA by 12.8 percentage points over the past year.
FCCO vs ISBA FAQ
Which is bigger, First Community or Isabella Bank?
First Community (FCCO) is larger, with a market capitalization of $303.89M compared with $290.05M for Isabella Bank (ISBA).
Which stock has performed better over the past year, FCCO or ISBA?
FCCO returned +18.56% over the past 12 months, compared with +5.76% for ISBA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCCO or ISBA?
FCCO has the lower trailing P/E at 12.1, versus 14.0 for ISBA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Community or Isabella Bank?
Isabella Bank has the higher yield at 2.95%, compared with 2.01% for First Community.
Are First Community and Isabella Bank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.