Isabella Bank (ISBA) vs Oak Valley Bancorp (CA) (OVLY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Oak Valley Bancorp (CA) (OVLY) has outperformed Isabella Bank (ISBA) over the past year, gaining 26.1% versus a gain of 5.8%. Over five years, OVLY leads with a +89.0% price change compared with +45.7% for ISBA. Isabella Bank is the larger company by market cap ($290.0 million vs $286.5 million), about 1.0 times the size.
On valuation, Oak Valley Bancorp (CA) trades at a lower trailing P/E (12.2x vs 14.0x for Isabella Bank). Isabella Bank offers the higher dividend yield (2.95% vs 2.20%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ISBA | OVLY |
|---|---|---|
| Share price | $38.02 | $34.06 |
| Market cap | $290.05M | $286.54M |
| 1-day change | -0.82% | -1.36% |
| YTD return | -23.96% | +13.31% |
| 1-year return | +5.76% | +26.15% |
| 5-year return | +45.67% | +89.01% |
| P/E ratio (TTM) | 14.03 | 12.21 |
| Forward P/E | 9.63 | — |
| EPS (TTM) | $2.71 | $2.79 |
| Dividend yield | 2.95% | 2.20% |
| Annual dividend | $1.12 | $0.75 |
| 52-week high | $58.83 | $35.97 |
| 52-week low | $33.24 | $25.41 |
| Distance from 52-week high | -35.37% | -5.31% |
| Analyst consensus | none | — |
| Avg. price target upside | +13.10% | — |
| Average volume | 58.49K | 24.39K |
| Shares outstanding | 7.63M | 8.41M |
| Employees | 341 | 246 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OVLY has outperformed ISBA by 20.4 percentage points over the past year.
About Isabella Bank
ISBA stock →Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services.
Finance · Major Banks · 341 employees
About Oak Valley Bancorp (CA)
OVLY stock →Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company accepts deposits through checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit.
Finance · Major Banks · 246 employees
ISBA vs OVLY FAQ
Which is bigger, Isabella Bank or Oak Valley Bancorp (CA)?
Isabella Bank (ISBA) is larger, with a market capitalization of $290.05M compared with $286.54M for Oak Valley Bancorp (CA) (OVLY).
Which stock has performed better over the past year, ISBA or OVLY?
OVLY returned +26.15% over the past 12 months, compared with +5.76% for ISBA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ISBA or OVLY?
OVLY has the lower trailing P/E at 12.2, versus 14.0 for ISBA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Isabella Bank or Oak Valley Bancorp (CA)?
Isabella Bank has the higher yield at 2.95%, compared with 2.20% for Oak Valley Bancorp (CA).
Are Isabella Bank and Oak Valley Bancorp (CA) in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.