Fifth District Bancorp (FDSB) vs Provident Financial (PROV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Fifth District Bancorp (FDSB) has outperformed Provident Financial (PROV) over the past year, gaining 27.6% versus a gain of 15.6%. Provident Financial is the larger company by market cap ($114.2 million vs $91.6 million), about 1.2 times the size. On valuation, Provident Financial trades at a lower trailing P/E (17.8x vs 51.5x for Fifth District Bancorp).
Provident Financial pays a dividend yielding 3.06%, while Fifth District Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FDSB | PROV |
|---|---|---|
| Share price | $17.50 | $18.32 |
| Market cap | $91.62M | $114.17M |
| 1-day change | +0.17% | -0.25% |
| YTD return | +16.67% | +15.12% |
| 1-year return | +27.64% | +15.55% |
| 5-year return | — | +9.08% |
| P/E ratio (TTM) | 51.47 | 17.78 |
| Forward P/E | — | 14.42 |
| EPS (TTM) | $0.34 | $1.03 |
| Dividend yield | 0.00% | 3.06% |
| Annual dividend | $0.00 | $0.56 |
| 52-week high | $18.69 | $18.99 |
| 52-week low | $13.00 | $14.95 |
| Distance from 52-week high | -6.38% | -3.55% |
| Average volume | 6.37K | 12.98K |
| Shares outstanding | 5.24M | 6.23M |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FDSB has outperformed PROV by 12.1 percentage points over the past year.
- Fifth District Bancorp trades at a higher earnings multiple (51.5x vs 17.8x trailing P/E).
- Provident Financial offers a meaningfully higher dividend yield (3.06% vs 0.00%).
FDSB vs PROV FAQ
Which is bigger, Fifth District Bancorp or Provident Financial?
Provident Financial (PROV) is larger, with a market capitalization of $114.17M compared with $91.62M for Fifth District Bancorp (FDSB).
Which stock has performed better over the past year, FDSB or PROV?
FDSB returned +27.64% over the past 12 months, compared with +15.55% for PROV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FDSB or PROV?
PROV has the lower trailing P/E at 17.8, versus 51.5 for FDSB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Fifth District Bancorp or Provident Financial?
Provident Financial pays a dividend yielding 3.06%, while Fifth District Bancorp does not currently pay a regular dividend.
Are Fifth District Bancorp and Provident Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.