MetaCap

First Financial Bankshares (FFIN) vs ServisFirst Bancshares (SFBS)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

First Financial Bankshares (FFIN) has outperformed ServisFirst Bancshares (SFBS) over the past year, losing 5.9% versus a loss of 6.9%. Over five years, SFBS leads with a +1.2% price change compared with -34.2% for FFIN. First Financial Bankshares is the larger company by market cap ($4.48 billion vs $4.16 billion), about 1.1 times the size, while ServisFirst Bancshares is growing revenue faster (+16.8% vs +14.7%).

On valuation, ServisFirst Bancshares trades at a lower forward P/E (10.8x vs 14.5x for First Financial Bankshares). First Financial Bankshares offers the higher dividend yield (2.53% vs 1.94%). ServisFirst Bancshares converts more of its revenue into profit, with a net margin of 49.2% versus 40.1%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

FFIN-5.93%SFBS-6.87%
+13%-3%-19%
Oct 7, 20251 yearOct 7, 2026
FFIN-33.85%SFBS+0.57%
+31%-12%-55%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

FFIN versus SFBS key metrics
MetricFFINSFBS
Share price$31.24$38.07
Market cap$4.48B$4.16B
1-day change-0.48%-0.30%
YTD return+5.09%+6.37%
1-year return-5.93%-6.87%
5-year return-34.19%+1.25%
P/E ratio (TTM)16.7112.95
Forward P/E14.4610.81
EPS (TTM)$1.87$2.94
Dividend yield2.53%1.94%
Annual dividend$0.79$0.738
Revenue (latest FY)$631.60M$562.43M
Revenue growth (YoY)+14.68%+16.76%
Net income (latest FY)$253.58M$276.60M
Net margin40.15%49.18%
52-week high$36.52$46.04
52-week low$28.12$33.60
Distance from 52-week high-14.46%-17.32%
Analyst consensusnonebuy
Avg. price target upside+16.17%+21.71%
Average volume747.11K576.78K
Shares outstanding143.33M109.35M
Employees1,500684
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • First Financial Bankshares trades at a higher earnings multiple (16.7x vs 12.9x trailing P/E).
  • ServisFirst Bancshares is more profitable, keeping 49.2 cents of every revenue dollar as net income versus 40.1 cents for First Financial Bankshares.

About First Financial Bankshares

FFIN stock →

First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services.

Finance · Major Banks · 1,500 employees

About ServisFirst Bancshares

SFBS stock →

ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides banking services to individual and corporate customers in the United States.

Finance · Major Banks · 684 employees

FFIN vs SFBS FAQ

Which is bigger, First Financial Bankshares or ServisFirst Bancshares?

First Financial Bankshares (FFIN) is larger, with a market capitalization of $4.48B compared with $4.16B for ServisFirst Bancshares (SFBS).

Which stock has performed better over the past year, FFIN or SFBS?

FFIN returned -5.93% over the past 12 months, compared with -6.87% for SFBS (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, FFIN or SFBS?

SFBS has the lower trailing P/E at 12.9, versus 16.7 for FFIN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, First Financial Bankshares or ServisFirst Bancshares?

First Financial Bankshares has the higher yield at 2.53%, compared with 1.94% for ServisFirst Bancshares.

Are First Financial Bankshares and ServisFirst Bancshares in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

More comparisons