ServisFirst Bancshares (SFBS) vs United Community Banks (UCB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
United Community Banks (UCB) has outperformed ServisFirst Bancshares (SFBS) over the past year, gaining 3.7% versus a loss of 6.9%. Over five years, SFBS leads with a +1.2% price change compared with -2.1% for UCB. ServisFirst Bancshares is the larger company by market cap ($4.17 billion vs $3.95 billion), about 1.1 times the size.
On valuation, United Community Banks trades at a lower forward P/E (9.8x vs 10.8x for ServisFirst Bancshares). United Community Banks offers the higher dividend yield (3.03% vs 1.94%). ServisFirst Bancshares converts more of its revenue into profit, with a net margin of 49.2% versus 30.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SFBS | UCB |
|---|---|---|
| Share price | $38.12 | $33.01 |
| Market cap | $4.17B | $3.95B |
| 1-day change | -0.16% | -0.75% |
| YTD return | +6.37% | +6.53% |
| 1-year return | -6.87% | +3.71% |
| 5-year return | +1.25% | -2.06% |
| P/E ratio (TTM) | 12.97 | 10.79 |
| Forward P/E | 10.83 | 9.84 |
| EPS (TTM) | $2.94 | $3.06 |
| Dividend yield | 1.94% | 3.03% |
| Annual dividend | $0.738 | $1.00 |
| Revenue (latest FY) | $562.43M | $1.06B |
| Revenue growth (YoY) | +16.76% | +11.66% |
| Net income (latest FY) | $276.60M | $328.10M |
| Net margin | 49.18% | 30.86% |
| 52-week high | $46.04 | $37.18 |
| 52-week low | $33.60 | $28.65 |
| Distance from 52-week high | -17.20% | -11.22% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +21.54% | +21.69% |
| Average volume | 576.78K | 859.61K |
| Shares outstanding | 109.35M | 119.76M |
| Employees | 684 | 3,141 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UCB has outperformed SFBS by 10.6 percentage points over the past year.
- United Community Banks offers a meaningfully higher dividend yield (3.03% vs 1.94%).
- ServisFirst Bancshares is more profitable, keeping 49.2 cents of every revenue dollar as net income versus 30.9 cents for United Community Banks.
- ServisFirst Bancshares grew revenue faster in its latest fiscal year (+16.76% vs +11.66%).
About ServisFirst Bancshares
SFBS stock →ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides banking services to individual and corporate customers in the United States.
Finance · Major Banks · 684 employees
About United Community Banks
UCB stock →United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States.
Finance · Major Banks · 3,141 employees
SFBS vs UCB FAQ
Which is bigger, ServisFirst Bancshares or United Community Banks?
ServisFirst Bancshares (SFBS) is larger, with a market capitalization of $4.17B compared with $3.95B for United Community Banks (UCB).
Which stock has performed better over the past year, SFBS or UCB?
UCB returned +3.71% over the past 12 months, compared with -6.87% for SFBS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, SFBS or UCB?
UCB has the lower trailing P/E at 10.8, versus 13.0 for SFBS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, ServisFirst Bancshares or United Community Banks?
United Community Banks has the higher yield at 3.03%, compared with 1.94% for ServisFirst Bancshares.
Are ServisFirst Bancshares and United Community Banks in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.