Figure Technology Solutions (FIGR) vs Klarna Group (KLAR)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Figure Technology Solutions (FIGR) has outperformed Klarna Group (KLAR) over the past year, losing 37.4% versus a loss of 67.9%. Figure Technology Solutions is the larger company by market cap ($6.21 billion vs $5.02 billion), about 1.2 times the size. On valuation, Figure Technology Solutions trades at a lower forward P/E (14.8x vs 16.6x for Klarna Group).
Figure Technology Solutions converts more of its revenue into profit, with a net margin of 26.4% versus -7.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FIGR | KLAR |
|---|---|---|
| Share price | $27.68 | $13.25 |
| Market cap | $6.21B | $5.02B |
| 1-day change | +1.21% | 0.00% |
| YTD return | -32.22% | -54.17% |
| 1-year return | -37.42% | -67.95% |
| P/E ratio (TTM) | 29.76 | — |
| Forward P/E | 14.80 | 16.60 |
| EPS (TTM) | $0.93 | $-0.52 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $506.87M | $3.51B |
| Revenue growth (YoY) | +48.69% | +24.83% |
| Net income (latest FY) | $133.86M | $-273.00M |
| Operating margin | 23.19% | -6.55% |
| Net margin | 26.41% | -7.78% |
| 52-week high | $78.00 | $44.75 |
| 52-week low | $24.11 | $12.06 |
| Distance from 52-week high | -64.51% | -70.39% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +91.47% | +47.47% |
| Average volume | 4.17M | 5.78M |
| Shares outstanding | 185.67M | 379.16M |
| Employees | 602 | 2,831 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FIGR has outperformed KLAR by 30.5 percentage points over the past year.
- Figure Technology Solutions is more profitable, keeping 26.4 cents of every revenue dollar as net income versus -7.8 cents for Klarna Group.
- Figure Technology Solutions grew revenue faster in its latest fiscal year (+48.69% vs +24.83%).
About Figure Technology Solutions
FIGR stock →Figure Technology Solutions, Inc., a financial technology company, provides blockchain-based products and solutions in the United States. The company offers a suite of blockchain-based solutions for its marketplaces, including lending, trading, and investing activities in areas, such as consumer credit and digital assets.
Finance · Finance: Consumer Services · 602 employees
About Klarna Group
KLAR stock →Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company offers payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and fair financing that allows consumers to pay for their purchase over a long duration.
Finance · Finance: Consumer Services · 2,831 employees
FIGR vs KLAR FAQ
Which is bigger, Figure Technology Solutions or Klarna Group?
Figure Technology Solutions (FIGR) is larger, with a market capitalization of $6.21B compared with $5.02B for Klarna Group (KLAR).
Which stock has performed better over the past year, FIGR or KLAR?
FIGR returned -37.42% over the past 12 months, compared with -67.95% for KLAR (price return, excluding dividends). Past performance does not predict future results.
Are Figure Technology Solutions and Klarna Group in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.