MetaCap

FinVolution Group (FINV) vs PRA Group (PRAA)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

PRA Group (PRAA) has outperformed FinVolution Group (FINV) over the past year, gaining 45.8% versus a loss of 56.1%. Over five years, FINV leads with a -44.9% price change compared with -52.7% for PRAA. PRA Group is the larger company by market cap ($765.0 million vs $741.3 million), about 1.0 times the size.

On valuation, FinVolution Group trades at a lower forward P/E (4.0x vs 7.8x for PRA Group).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

FINV-56.15%PRAA+45.77%
+65%-0%-65%
Oct 8, 20251 yearOct 8, 2026
FINV-46.51%PRAA-52.84%
+78%-2%-82%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

FINV versus PRAA key metrics
MetricFINVPRAA
Share price$3.14$20.32
Market cap$741.34M$765.01M
1-day change+7.17%+0.20%
YTD return-39.96%+14.87%
1-year return-56.15%+45.77%
5-year return-44.91%-52.71%
P/E ratio (TTM)2.96—
Forward P/E4.057.82
EPS (TTM)$1.06$-6.78
Dividend yield9.75%0.00%
Annual dividend$0.00$0.00
52-week high$7.07$22.55
52-week low$2.89$10.25
Distance from 52-week high-55.56%-9.89%
Analyst consensusstrong_buynone
Avg. price target upside+77.71%+27.95%
Average volume842.77K409.62K
Shares outstanding122.75M37.65M
Employees3,8692,417
SectorFinanceFinance
IndustryFinance: Consumer ServicesFinance Companies

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • PRAA has outperformed FINV by 101.9 percentage points over the past year.
  • FinVolution Group offers a meaningfully higher dividend yield (9.75% vs 0.00%).

About FinVolution Group

FINV stock →

FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, Philippines, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services.

Finance · Finance: Consumer Services · 3,869 employees

About PRA Group

PRAA stock →

PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed.

Finance · Finance Companies · 2,417 employees

FINV vs PRAA FAQ

Which is bigger, FinVolution Group or PRA Group?

PRA Group (PRAA) is larger, with a market capitalization of $765.01M compared with $741.34M for FinVolution Group (FINV).

Which stock has performed better over the past year, FINV or PRAA?

PRAA returned +45.77% over the past 12 months, compared with -56.15% for FINV (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, FinVolution Group or PRA Group?

FinVolution Group pays a dividend yielding 9.75%, while PRA Group does not currently pay a regular dividend.

Are FinVolution Group and PRA Group in the same industry?

Both are in the Finance sector, but in different industries: Finance: Consumer Services for FinVolution Group and Finance Companies for PRA Group.

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