Qfin (QFIN) vs World Acceptance (WRLD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
World Acceptance (WRLD) has outperformed Qfin (QFIN) over the past year, losing 2.2% versus a loss of 78.6%. Over five years, WRLD leads with a -7.4% price change compared with -70.2% for QFIN. World Acceptance is the larger company by market cap ($817.8 million vs $753.8 million), about 1.1 times the size.
On valuation, Qfin trades at a lower forward P/E (2.2x vs 11.6x for World Acceptance). Qfin pays a dividend yielding 136.32%, while World Acceptance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | QFIN | WRLD |
|---|---|---|
| Share price | $6.20 | $175.48 |
| Market cap | $753.81M | $817.81M |
| 1-day change | +1.72% | -2.62% |
| YTD return | -68.37% | +28.36% |
| 1-year return | -78.63% | -2.18% |
| 5-year return | -70.24% | -7.35% |
| P/E ratio (TTM) | 1.48 | 22.10 |
| Forward P/E | 2.16 | 11.59 |
| EPS (TTM) | $4.18 | $7.94 |
| Dividend yield | 136.32% | 0.00% |
| Annual dividend | $8.45 | $0.00 |
| 52-week high | $28.99 | $227.68 |
| 52-week low | $5.93 | $110.00 |
| Distance from 52-week high | -78.61% | -22.93% |
| Analyst consensus | buy | none |
| Avg. price target upside | +138.87% | +19.67% |
| Average volume | 2.10M | 89.47K |
| Shares outstanding | 121.58M | 4.66M |
| Employees | 3,557 | 2,907 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WRLD has outperformed QFIN by 76.5 percentage points over the past year.
- World Acceptance trades at a higher earnings multiple (22.1x vs 1.5x trailing P/E).
- Qfin offers a meaningfully higher dividend yield (136.32% vs 0.00%).
About Qfin
QFIN stock →Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions.
Finance · Finance: Consumer Services · 3,557 employees
About World Acceptance
WRLD stock →World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals.
Finance · Finance: Consumer Services · 2,907 employees
QFIN vs WRLD FAQ
Which is bigger, Qfin or World Acceptance?
World Acceptance (WRLD) is larger, with a market capitalization of $817.81M compared with $753.81M for Qfin (QFIN).
Which stock has performed better over the past year, QFIN or WRLD?
WRLD returned -2.18% over the past 12 months, compared with -78.63% for QFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, QFIN or WRLD?
QFIN has the lower trailing P/E at 1.5, versus 22.1 for WRLD. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Qfin or World Acceptance?
Qfin pays a dividend yielding 136.32%, while World Acceptance does not currently pay a regular dividend.
Are Qfin and World Acceptance in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.