FinVolution Group (FINV) vs World Acceptance (WRLD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
World Acceptance (WRLD) has outperformed FinVolution Group (FINV) over the past year, losing 2.2% versus a loss of 56.1%. Over five years, WRLD leads with a -7.4% price change compared with -44.9% for FINV. World Acceptance is the larger company by market cap ($839.8 million vs $741.3 million), about 1.1 times the size.
On valuation, FinVolution Group trades at a lower forward P/E (4.0x vs 11.9x for World Acceptance).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FINV | WRLD |
|---|---|---|
| Share price | $3.14 | $180.20 |
| Market cap | $741.34M | $839.81M |
| 1-day change | +7.17% | +2.13% |
| YTD return | -39.96% | +28.36% |
| 1-year return | -56.15% | -2.18% |
| 5-year return | -44.91% | -7.35% |
| P/E ratio (TTM) | 2.96 | 22.70 |
| Forward P/E | 4.05 | 11.90 |
| EPS (TTM) | $1.06 | $7.94 |
| Dividend yield | 10.44% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $7.26 | $227.68 |
| 52-week low | $2.89 | $110.00 |
| Distance from 52-week high | -56.75% | -20.85% |
| Analyst consensus | strong_buy | none |
| Avg. price target upside | +77.71% | +16.54% |
| Average volume | 829.66K | 90.09K |
| Shares outstanding | 122.75M | 4.66M |
| Employees | 3,869 | 2,907 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WRLD has outperformed FINV by 54.0 percentage points over the past year.
- World Acceptance trades at a higher earnings multiple (22.7x vs 3.0x trailing P/E).
- FinVolution Group offers a meaningfully higher dividend yield (10.44% vs 0.00%).
About FinVolution Group
FINV stock →FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, Philippines, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services.
Finance · Finance: Consumer Services · 3,869 employees
About World Acceptance
WRLD stock →World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals.
Finance · Finance: Consumer Services · 2,907 employees
FINV vs WRLD FAQ
Which is bigger, FinVolution Group or World Acceptance?
World Acceptance (WRLD) is larger, with a market capitalization of $839.81M compared with $741.34M for FinVolution Group (FINV).
Which stock has performed better over the past year, FINV or WRLD?
WRLD returned -2.18% over the past 12 months, compared with -56.15% for FINV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FINV or WRLD?
FINV has the lower trailing P/E at 3.0, versus 22.7 for WRLD. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, FinVolution Group or World Acceptance?
FinVolution Group pays a dividend yielding 10.44%, while World Acceptance does not currently pay a regular dividend.
Are FinVolution Group and World Acceptance in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.