FinWise Bancorp (FINW) vs MainStreet Bancshares (MNSB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
MainStreet Bancshares (MNSB) has outperformed FinWise Bancorp (FINW) over the past year, gaining 26.6% versus a loss of 43.0%. MainStreet Bancshares is the larger company by market cap ($175.4 million vs $152.6 million), about 1.1 times the size. On valuation, MainStreet Bancshares trades at a lower forward P/E (10.2x vs 10.8x for FinWise Bancorp).
MainStreet Bancshares pays a dividend yielding 1.62%, while FinWise Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FINW | MNSB |
|---|---|---|
| Share price | $10.99 | $24.63 |
| Market cap | $152.57M | $175.39M |
| 1-day change | +1.57% | -1.16% |
| YTD return | -39.69% | +22.40% |
| 1-year return | -43.02% | +26.63% |
| 5-year return | — | +1.96% |
| P/E ratio (TTM) | 11.45 | 12.07 |
| Forward P/E | 10.85 | 10.18 |
| EPS (TTM) | $0.96 | $2.04 |
| Dividend yield | 0.00% | 1.62% |
| Annual dividend | $0.00 | $0.40 |
| 52-week high | $19.86 | $25.87 |
| 52-week low | $10.77 | $17.86 |
| Distance from 52-week high | -44.66% | -4.79% |
| Analyst consensus | none | none |
| Avg. price target upside | +48.59% | +11.65% |
| Average volume | 30.31K | 31.35K |
| Shares outstanding | 13.88M | 7.12M |
| Employees | 206 | 166 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MNSB has outperformed FINW by 69.6 percentage points over the past year.
- MainStreet Bancshares offers a meaningfully higher dividend yield (1.62% vs 0.00%).
About FinWise Bancorp
FINW stock →FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah. The company operates in three segments: Traditional Banking; BaaS and Treasury; and Administration.
Finance · Major Banks · 206 employees
About MainStreet Bancshares
MNSB stock →MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations.
Finance · Major Banks · 166 employees
FINW vs MNSB FAQ
Which is bigger, FinWise Bancorp or MainStreet Bancshares?
MainStreet Bancshares (MNSB) is larger, with a market capitalization of $175.39M compared with $152.57M for FinWise Bancorp (FINW).
Which stock has performed better over the past year, FINW or MNSB?
MNSB returned +26.63% over the past 12 months, compared with -43.02% for FINW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FINW or MNSB?
FINW has the lower trailing P/E at 11.4, versus 12.1 for MNSB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, FinWise Bancorp or MainStreet Bancshares?
MainStreet Bancshares pays a dividend yielding 1.62%, while FinWise Bancorp does not currently pay a regular dividend.
Are FinWise Bancorp and MainStreet Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.