Bank of the James Financial Group (BOTJ) vs FinWise Bancorp (FINW)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Bank of the James Financial Group (BOTJ) has outperformed FinWise Bancorp (FINW) over the past year, gaining 72.1% versus a loss of 40.9%. FinWise Bancorp is the larger company by market cap ($151.0 million vs $123.1 million), about 1.2 times the size. On valuation, Bank of the James Financial Group trades at a lower trailing P/E (10.7x vs 11.3x for FinWise Bancorp).
Bank of the James Financial Group pays a dividend yielding 1.48%, while FinWise Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOTJ | FINW |
|---|---|---|
| Share price | $27.09 | $10.88 |
| Market cap | $123.06M | $151.04M |
| 1-day change | -0.68% | +0.09% |
| YTD return | +45.78% | -39.35% |
| 1-year return | +72.08% | -40.90% |
| 5-year return | +84.50% | — |
| P/E ratio (TTM) | 10.71 | 11.33 |
| Forward P/E | — | 10.74 |
| EPS (TTM) | $2.53 | $0.96 |
| Dividend yield | 1.48% | 0.00% |
| Annual dividend | $0.40 | $0.00 |
| 52-week high | $29.79 | $19.86 |
| 52-week low | $14.44 | $10.77 |
| Distance from 52-week high | -9.08% | -45.22% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +50.09% |
| Average volume | 37.65K | 30.26K |
| Shares outstanding | 4.54M | 13.88M |
| Employees | 162 | 206 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BOTJ has outperformed FINW by 113.0 percentage points over the past year.
- Bank of the James Financial Group offers a meaningfully higher dividend yield (1.48% vs 0.00%).
About Bank of the James Financial Group
BOTJ stock →Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.
Finance · Major Banks · 162 employees
About FinWise Bancorp
FINW stock →FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah. The company operates in three segments: Traditional Banking; BaaS and Treasury; and Administration.
Finance · Major Banks · 206 employees
BOTJ vs FINW FAQ
Which is bigger, Bank of the James Financial Group or FinWise Bancorp?
FinWise Bancorp (FINW) is larger, with a market capitalization of $151.04M compared with $123.06M for Bank of the James Financial Group (BOTJ).
Which stock has performed better over the past year, BOTJ or FINW?
BOTJ returned +72.08% over the past 12 months, compared with -40.90% for FINW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BOTJ or FINW?
BOTJ has the lower trailing P/E at 10.7, versus 11.3 for FINW. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank of the James Financial Group or FinWise Bancorp?
Bank of the James Financial Group pays a dividend yielding 1.48%, while FinWise Bancorp does not currently pay a regular dividend.
Are Bank of the James Financial Group and FinWise Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.