Payoneer Global (PAYO) vs Western Union (WU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Payoneer Global (PAYO) has outperformed Western Union (WU) over the past year, gaining 17.2% versus a loss of 25.2%. Over five years, PAYO leads with a -15.2% price change compared with -71.3% for WU. Payoneer Global is the larger company by market cap ($2.42 billion vs $1.89 billion), about 1.3 times the size.
On valuation, Western Union trades at a lower forward P/E (4.0x vs 15.5x for Payoneer Global). Western Union pays a dividend yielding 15.49%, while Payoneer Global does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PAYO | WU |
|---|---|---|
| Share price | $7.16 | $6.07 |
| Market cap | $2.42B | $1.89B |
| 1-day change | -0.07% | -0.65% |
| YTD return | +27.40% | -34.37% |
| 1-year return | +17.18% | -25.21% |
| 5-year return | -15.17% | -71.26% |
| P/E ratio (TTM) | 51.11 | 4.93 |
| Forward P/E | 15.54 | 4.02 |
| EPS (TTM) | $0.14 | $1.23 |
| Dividend yield | 0.00% | 15.49% |
| Annual dividend | $0.00 | $0.94 |
| Revenue (latest FY) | $1.05B | — |
| Revenue growth (YoY) | +7.68% | — |
| Net income (latest FY) | $73.19M | — |
| Operating margin | 11.84% | — |
| Net margin | 6.95% | — |
| 52-week high | $7.19 | $10.35 |
| 52-week low | $4.08 | $5.87 |
| Distance from 52-week high | -0.49% | -41.35% |
| Analyst consensus | hold | underperform |
| Avg. price target upside | +3.42% | +12.03% |
| Average volume | 3.54M | 9.91M |
| Shares outstanding | 338.85M | 311.88M |
| Employees | 2,540 | 9,600 |
| Sector | Consumer Discretionary | Consumer Discretionary |
| Industry | Business Services | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PAYO has outperformed WU by 42.4 percentage points over the past year.
- Payoneer Global trades at a higher earnings multiple (51.1x vs 4.9x trailing P/E).
- Western Union offers a meaningfully higher dividend yield (15.49% vs 0.00%).
About Payoneer Global
PAYO stock →Payoneer Global Inc. operates as a financial technology company.
Consumer Discretionary · Business Services · 2,540 employees
About Western Union
WU stock →The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services.
Consumer Discretionary · Business Services · 9,600 employees
PAYO vs WU FAQ
Which is bigger, Payoneer Global or Western Union?
Payoneer Global (PAYO) is larger, with a market capitalization of $2.42B compared with $1.89B for Western Union (WU).
Which stock has performed better over the past year, PAYO or WU?
PAYO returned +17.18% over the past 12 months, compared with -25.21% for WU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PAYO or WU?
WU has the lower trailing P/E at 4.9, versus 51.1 for PAYO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Payoneer Global or Western Union?
Western Union pays a dividend yielding 15.49%, while Payoneer Global does not currently pay a regular dividend.
Are Payoneer Global and Western Union in the same industry?
Yes. Both are classified in the Business Services industry within the Consumer Discretionary sector.